Welcome to Our Online Loan Referral Service

3.2 20 reviews

4555 Investment Dr, Troy, MI 48098, USA
+1 (866) 674-2848
www.msgcu.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed

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What people think about Michigan Schools and Government Credit Union?

Below you find some of the testimonials of our clients.

Good customer service

Breanne Johnson

MSGCU took money from my back account & gave it to another member.

Annamae Windler

The customer service from the reps at the desk is awful.

Milford Johnson

As always the service and attention to me as a customer was great.

Dario Kilback I

Very friendly and helpful staff, work was finished very quickly.

Cruz Rodriguez

Best part of this place is the service department staff!!

Jordy Abbott

This company buys debt and puts negative remarks on credit scores.

Lizzie Veum

Rude service ppl,transfer from ppl to ppl, keep you wait for all day.

Royce Rohan

Do not give these people any of your information or money.

Carlee Oberbrunner

Pay Attention

The previous three items describe a certain lending service. But below you can find general data about payday loans.

Payday Loans in Troy, New York

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is simple and speedy to get approved for payday loans in Troy, New York. The APR will be set specifically for each consumer and will depend on the personal details the borrower filled in.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a bad credit score. Payday loan approvals depend very much on other circumstances. Payday companies will check your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get accepted for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the cash advance loan even before applying.

APR Calculator

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