Welcome to Our Online Loan Referral Service

4.2 20 reviews

6693 Rochester Rd, Troy, MI 48085, USA
+1 (248) 549-3838
www.ourcuonline.org
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about OUR Credit Union-Rochester Rd?

Here you grapple with the feedback of our clients.

Best place to go for all your financial needs.

Hillary Stehr

I don’t have option of less than 1 Star so forced to give one.

Jovani Morar

The people are friendly and i never have a hard time whenever i visit!

Sasha Yost

Pay Attention

Above-defined info offers the details about a certain lender. Below-specified info is devoted to general information about payday loans.

Payday Loans in Troy, New York

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Troy, New York is issued simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more reasonable rates a client will recieve.

APR

25% small loan cap

How will OUR Credit Union-Rochester Rd help take out a payday loan in Troy, New York?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be deposited to bank account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Troy, New York. They assess many other factors before issuing a cash advance. One of them is payment abilities. This is a way to improve your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

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Flagstar Bank

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Mercantile Bank of Michigan

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Huntington Bank

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