Welcome to Our Online Loan Referral Service


2555 Crooks Rd, Troy, MI 48083, USA
+1 (248) 781-2584
www.horizonbank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1999-09-10

Mailing Address

502 FRANKLIN ST, MICHIGAN CITY, IN, 46360-3329, United States

Company Name

Horizon Bank, National Association

Horizon Bank, National Association

Contact Data

[email protected]

+1.2198732640

+1.231231234

Feedback about Horizon Bank?

Here you get acquainted with the reviews of our customers.

I issued $300 for several days. When the loan was returned, they applied a huge fees, I had to pay almost $400.

Miss Roberta Padberg

For 6 months I have not been able to make the service to transfer the information about the closing of the loan for 2019.

Marisol Krajcik

I took out a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Prof. Jerrell Torphy PhD

I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Kayleigh Corwin

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Mr. Ralph Paucek II

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes readers get acquainted shared information about payday loans.

Payday Loans in Troy, New York

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Hassle-free financial products are considered as payday loans in Troy, ny. They are issued at individual interest rates. They depend on personal data. It is also significant to repay as much payday loans as possible.

APR

25% small loan cap

How will Horizon Bank help take out a loan in Troy, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Troy, ny will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

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