Welcome to Our Online Loan Referral Service

4.7 3 reviews

201 W Big Beaver Rd Suite 201, Troy, MI 48084, USA
+1 (248) 918-5690
www.independentbank.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

1997-10-14

Mailing Address

Company Name

Contact Data

What people think about Residential Loan Center Independent Bank?

Below you read some of the reviews of our customers.

The site does not work so I can not apply for the loan…

Kristina Lebsack II

Freaking out interest rate. Had to repay really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Client service was terrible too. The lady in the office was very disrespectful. Not happy. Better consider another loan provider.

Brandy Powlowski

I tried to borrow cash from Residential Loan Center Independent Bank. They declined me. Why then say they approve everyone even those with poor credit?? Unrecommended. Besides, got many texts with an offer to apply for a cash advance loan. I do not recommend this company.

Nicklaus Wolf

Be careful! It’s a fraud! They call me 24/7 from multiple phone numbers. Tired of blocking these numbers. Never give them your personal information!!

Chesley Parker V

Pay Attention

The above-given information provides the details about a definite financial institution. The information below is about general information about payday loans.

Payday Loans in Troy, New York

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Online payday loans can be the best solution to your sudden financial troubles in Troy , New York because they are easily approved and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a bad credit score. Payday loan approvals depend very much on other aspects. They will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your loan.

APR Calculator

Other Payday Lenders in Troy, Michigan

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+1 (989) 686-5100

www.greenstonefcs.com

U.P. State Credit Union

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+1 (906) 484-3099

www.upscu.com

PNC Bank ATM

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+1 (888) 762-2265

www.pnc.com

Mercantile Bank of Michigan

1700 W Big Beaver Rd #100, Troy, MI 48084, USA

+1 (248) 434-5556

www.mercbank.com

Genisys Credit Union

3671 Highland Rd, White Lake, MI 48383, USA

+1 (248) 887-1211

www.genisyscu.org

Advance America

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+1 (231) 830-9876

www.advanceamerica.net

GreenPath Financial Wellness, Grand Blanc, MI

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+1 (800) 550-1961

www.greenpath.com

4Front Credit Union

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+1 (800) 765-0110

www.4frontcu.com

Instant Cash Advance

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www.instantcashadvancecorp.com

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