Welcome to Our Online Loan Referral Service

4.5 2 reviews

225 N Broadway St, Union City, MI 49094, USA
+1 (517) 741-4281
www.smb-t.com
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4:30PM

Domain Info

Created Date

1997-08-27

Mailing Address

4243C Dundas St. W., Suite 405, Etobicoke, ON, M8X 1Y3, Canada

Company Name

Contact Privacy

MyPrivacy.net Ltd.

Contact Data

[email protected]

+1.6474785997

Feedback about Southern Michigan Bank & Trust?

Here you get acquainted with the reviews of our customers.

Helped our family update accounts for ease of operation.

Peter Huel Jr.

Please improve your service to your customers .

Ms. Burnice Reynolds

Staff is incompetent and unable to help when you need.

Hugh Walsh

Pay Attention

Above-specified info offers the details about a definite lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in Union City, New Jersey

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Union City, New Jersey is issued easily and fast. The interest percentage is defined depending on the category of the client: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

30% usury cap

How will Southern Michigan Bank & Trust help take out a loan in Union City, New Jersey?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Union City, New Jersey. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Union City, Michigan

Michigan First Credit Union (Inside Walmart)

45555 Michigan Ave, Canton, MI 48188, USA

+1 (800) 664-3828

michiganfirst.com

Huntington Bank

524 W Grand River Rd, Fowlerville, MI 48836, USA

+1 (517) 223-9163

www.huntington.com

Huntington Bank

1801 Marketplace Dr SE, Caledonia, MI 49316, USA

+1 (616) 554-1795

www.huntington.com

Community First Federal Credit Union

101 4th St, Morley, MI 49336, USA

William Kildee - Ameriprise Financial Services, LLC

13919 S W Bay Shore Dr Ste 105A, Traverse City, MI 49684, USA

+1 (231) 935-1457

www.ameripriseadvisors.com

Frankenmuth Credit Union

1696 S Van Buren Rd, Reese, MI 48757, USA

+1 (989) 497-1600

www.frankenmuthcu.org

Principal Financial Group

6840 W Beard Rd, Perry, MI 48872, USA

+1 (517) 816-8518

www.principal.com

Awakon Federal Credit Union

1496 W Main St, Gaylord, MI 49735, USA

+1 (989) 732-1500

awakonfcu.net

KeyBank

330 W 14 Mile Rd, Clawson, MI 48017, USA

+1 (248) 435-2840

www.key.com

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