Welcome to Our Online Loan Referral Service

4.4 35 reviews

49675 Van Dyke Ave, Shelby Township, MI 48317, USA
+1 (586) 323-7060
www.genisyscu.org
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
9AM–1PM

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Feedback about Genisys Credit Union?

Here you get acquainted with the feedback of our clients.

The friendliest people to work with, very knowledgeable, very helpful!

Nelson Kunde

Awesome staff at Shelby location so no problem there.

Daphnee Braun

The rates were the best here then I received from two other credit unions.

Ramiro Beier

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes readers grapple with common information about payday loans.

Payday Loans in Utica, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

This financial product in Utica, New York is issued simply and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

25% small loan cap

How will Genisys Credit Union help issue a payday loan in Utica, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Utica, ny will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Utica, Michigan

Huntington Bank ATM

3270 W Sterns Rd, Lambertville, MI 48144, USA

www.huntington.com

Cash Store

3774 Alpine Ave NW, Comstock Park, MI 49321, USA

+1 (616) 784-3825

www.cashstore.com

Advance America

883 S Centerville Rd, Sturgis, MI 49091, USA

+1 (269) 659-1900

www.advanceamerica.net

Huntington Bank ATM

1365 S Main St, Frankenmuth, MI 48734, USA

+1 (800) 480-2265

www.huntington.com

Advance America

31386 Harper Ave, St Clair Shores, MI 48082, USA

+1 (586) 415-9535

www.advanceamerica.net

Easy Money Services Inc

Alma, MI 48801, USA

+1 (989) 463-0175

Credit Union ONE

6010 Rochester Rd, Troy, MI 48085, USA

+1 (800) 451-4292

www.cuone.org

Huntington Bank

1345 N Shiawassee St, Owosso, MI 48867, USA

+1 (989) 723-5101

www.huntington.com

Instant Cash Advance

3544 Plainfield Ave NE STE 2, Grand Rapids, MI 49525, USA

+1 (616) 364-8888

www.instantcashadvancecorp.com

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