Welcome to Our Online Loan Referral Service

4.4 35 reviews

49675 Van Dyke Ave, Shelby Township, MI 48317, USA
+1 (586) 323-7060
www.genisyscu.org
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
9AM–1PM
Leaflet | © OpenStreetMap contributors

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Genisys Credit Union?

Here you get acquainted with the feedback of our clients.

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes readers grapple with common information about payday loans.

Payday Loans in Utica, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

This financial product in Utica, New York is issued simply and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

25% small loan cap

How will Genisys Credit Union help issue a payday loan in Utica, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Utica, ny will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Utica, Michigan

check n go, Check `n Go Store Directory

10816 Belleville Rd, Belleville, MI 48111, USA

+1 (734) 697-6328

locations.checkngo.com

Chase Bank

639 E Grand River Rd, East Lansing, MI 48823, USA

+1 (517) 333-5905

locator.chase.com

GreenStone Farm Credit Services

West Carleton Road Olds Street 500, Jonesville, MI 49250, USA

+1 (517) 437-3336

www.greenstonefcs.com

Consumers Credit Union

5575 28th St SE, Grand Rapids, MI 49512, USA

+1 (800) 991-2221

www.consumerscu.org

Genisys Credit Union

2100 Executive Hills Blvd, Auburn Hills, MI 48326, USA

+1 (248) 322-9800

www.genisyscu.org

ATM (Huntington National Bank)

101 E Main Ave, Zeeland, MI 49464, USA

+1 (616) 748-6330

www.huntington.com

Allied Cash Advance

1013 S Beacon Blvd, Grand Haven, MI 49417, USA

+1 (616) 850-8815

locations.alliedcash.com

Farmers State Bank of Munith

5101 S M 106, Stockbridge, MI 49285, USA

+1 (517) 985-1062

www.farmerstatebank.com

ATM (Huntington National Bank)

929 S 11th St, Niles, MI 49120, USA

www.huntington.com

Top