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4.3 28 reviews

4416 Dixie Hwy, Waterford Twp, MI 48329, USA
+1 (248) 618-8065

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Feedback about Genisys Credit Union?

Here you read the reviews of our customers.

My family and I all have our accounts and loans through this location.

Sincere Corkery

Every experience here has always exceeded my expectations.

Ms. Stacey Hartmann

Of course the next day the card that was cancelled came in the mail.

Troy Herman

Pay Attention

Above-specified info provides the details about a definite lending company. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Waterford, New York

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Waterford, New York is taken out easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a client will recieve.


25% small loan cap

How will Genisys Credit Union help take out a loan in Waterford, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Lenders in Waterford, ny review this circumstance not an obstacle to issue a loan. The customer of a loan should be ready to objectively estimate financial solvency, issue a loan, pay off the debt on time and not only handle current problems, but improve the credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

APR Calculator

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