Welcome to Our Online Loan Referral Service

5 39 reviews

1375 N Oakland Blvd, Waterford Twp, MI 48327, USA
+1 (248) 735-9500

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Feedback about Vibe Credit Union?

Here you see the reviews of our customers.

Always amazing service! We have had multiple loans and always great! Also the tellers are friendly and very helpful.

Hugh Kuhic

Have gotten a total of five loans over the last several years. Signature loans, equity line and automobile. Every time was smooth, easy and stress free. Jennifer Otto …

Virgie Yundt

Great rates, quick loan processing, prompt communication.

Nakia Konopelski

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes people grapple with general information about payday loans.

Payday Loans in Waterford, New York

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is simple and quick to issue loans in Waterford, New York. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most efficinet terms and rates.


25% small loan cap

How will Vibe Credit Union help take out a loan in Waterford, New York?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be deposited to bank account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in Waterford, New York. The company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

APR Calculator

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Cash Connection

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Lakes Community Credit Union, a part of Birmingham Bloomfield Credit Union

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Better Financial Alternatives

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Instant Cash Houghton Lake

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+1 (989) 366-6500


Genisys Credit Union

300 Smith St, Clio, MI 48420, USA

+1 (810) 686-5756


Check `n Go

160 28th St SW, Grand Rapids, MI 49548, USA

+1 (616) 531-0400