Kroger Money Services Payday Loans Review

1 reviews

Organization owner?

10951 Highland Rd, White Lake, MI 48386, USA

+1 (248) 779-6470

moneyservices.kroger.com

Sunday

8AM–9PM

Monday

8AM–9PM

Tuesday

8AM–9PM

Wednesday

8AM–9PM

Thursday

8AM–9PM

Friday

8AM–9PM

Saturday

8AM–9PM

Domain Info

Created Date

1993-08-05

Mailing Address

1014 VINE ST, CINCINNATI, OH, 45202-1141, United States

Company Name

The Kroger Co.

Contact Data

[email protected]

+1.5133878992

Feedback about Kroger Money Services?

Here you see the feedback of our customers.

100% sly company. They ask for a photo then distribute on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Kristina Gerlach

Disappointed! Was denied to borrow $1,000. Only $400 was approved.

Prof. Gideon Harber

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a loan for 16 days. As a result, I paid $850 with all the commissions.

Devon Heller

I took out only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Jazlyn Luettgen DVM

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes readers grapple with general information about payday loans.

Payday Loans in White Lake, New York

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in White Lake, New York is taken out simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more favorable rates you will recieve.

APR

25% small loan cap

How will Kroger Money Services help take out a loan in White Lake, New York?

Round the clock service. Every customer may contact the service round the clock. The borrowed money will be deposited to card. You won't be asked to attend any store.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
Fast and high approval level. The positive decision counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in White Lake, New York. They rate many other factors before issuing a payday loan. One of them is solvency. This is a way to improve your credit history.

The following common points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in White Lake, Michigan

Consumers Credit Union

1037 Washington Ave, Holland, MI 49423, USA

+1 (800) 991-2221

www.consumerscu.org

Citizens Bank ATM

39510 Woodward Ave, Bloomfield Hills, MI 48304, USA

www.citizensbank.com