Welcome to Our Online Loan Referral Service

5 2 reviews

140 5th St, Albany, MN 56307, USA
+1 (320) 845-2151
www.stearnsbank.com
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–6PM

Domain Info

Created Date

2005-06-19

Mailing Address

4191 2ND ST S, SAINT CLOUD, MN, 56301-3761, United States

Company Name

Stearns Bank National Association

Stearns Bank National Association

Contact Data

domains@stearnsbank.com

+1.3202536607

+1.3202533051

Feedback about Stearns Bank N.A. - Albany?

Here you get acquainted with the reviews of our customers.

I've been a JH customer for 6 years, 5 of them at this location.

Elise Kozey

The serve I received was excellent.

Ellie Brekke

Been doing my taxes for 7 years great people.

Rozella Collins

Nice and cautious service.

Audrey Stamm

So, if you’re interested in garbage customer service, you’ve found the place

Aryanna Kunde

This site on Hennipen Ave, is the best check cashing store in the Twin Cities.

Else Koch

Any questions I had were answered quickly.

Euna Bergnaum

Judy is great to work with.

Dr. Stephania Lehner

Pay Attention

Payday lenders are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Albany, New York

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Albany, ny. They are issued at individually-set interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

25% small loan cap

How will Stearns Bank N.A. - Albany help issue a loan in Albany, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to process the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% deny the application when lenders in Albany, ny will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Albany, Minnesota

First Resource Bank

7449 Village Dr, Lino Lakes, MN 55014, USA

+1 (651) 785-9320

www.myfrbank.com

First State Bank-Bigfork

400 Main Ave, Bigfork, MN 56628, USA

+1 (218) 743-3145

www.fsbbigfork.com

Bank of the West

1027 4th Ave, Worthington, MN 56187, USA

+1 (507) 376-6161

www.bankofthewest.com

Bremer Bank

119 1st St E, Stewartville, MN 55976, USA

+1 (507) 533-6400

www.bremer.com

U.S. Bank Branch

11493 Lake Ln, Chisago City, MN 55013, USA

+1 (651) 257-9074

locations.usbank.com

ATM (Associated Bank)

101 1st Ave SW, Rochester, MN 55902, USA

www.associatedbank.com

Access to Money

5537 McInnes Rd, Mountain Iron, MN 55768, USA

www.bloomberg.com

BankVista

125 Twin Rivers Ct, Sartell, MN 56377, USA

+1 (320) 257-1600

www.bankvista.com

Frandsen Bank & Trust

1823 S Broadway St, New Ulm, MN 56073, USA

+1 (507) 233-4700

www.frandsenbank.com

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