Heartland Payment Systems Payday Loans Review

5 35 reviews

Loan agency in Andover, Minnesota

Organization owner?

14676 Jay St NW, Andover, MN 55304, USA

+1 (763) 607-0286

Monday

7:30AM–5PM

Tuesday

7:30AM–5PM

Wednesday

7:30AM–5PM

Thursday

7:30AM–5PM

Friday

7:30AM–5PM

Saturday

8AM–12PM

Sunday

Closed

What people think about Heartland Payment Systems?

Below you see some of the reviews of our customers.

Karen has been a great partner and always very professional to work with.

Lillie Boehm

Exceptional service and very affordable rates!

Mrs. Keira Conn

I would recommend Karen to take care or your credit card and payment services.

Elinore Rowe

Always fast and friendly staff

Dr. Willis Rippin PhD

Paul was patient and answered all my questions.

Darrell Crooks

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in Andover, New York

Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Andover, New York is are simple to access. The APR is individual for each borrower and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are designed to help meet the needs of clients with lower credit scores. There are lenders who may be happy to give you a payday loan even if you have a bad credit rating. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the cash advance loan even before applying.