Welcome to Our Online Loan Referral Service

3.7 3 reviews

108 3rd St, Balaton, MN 56115, USA
+1 (507) 734-2100
www.fibmn.com
Friday
8:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM

Domain Info

Created Date

2000-10-25

Mailing Address

DATA REDACTED, DATA REDACTED, Minnesota, DATA REDACTED, United States

Company Name

DATA REDACTED

DATA REDACTED

Contact Data

DATA REDACTED

DATA REDACTED

Feedback about First Independent Bank?

Here you read the reviews of our customers.

I issued a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Ines Kutch

Not very happy with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer deprtment.

Jeanne Kuhn

I contacted First Independent Bank 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?

Tyrell Goodwin

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes readers get acquainted shared information about payday loans.

Payday Loans in Balaton, Minnesota

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Balaton, Minnesota is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates a borrower will get.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will First Independent Bank help take out a loan in Balaton, Minnesota?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to review the form. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor processed by financial institutions is known as bad credit history. But this hindrence is not implied as the only one by lenders to take out a cash advance. The lender review many aspects such as financial abilities to approve the request. Cash advance in Balaton, Minnesota may help level up your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Balaton, Minnesota

Members Cooperative Credit Union

1299 MN-33 S, Cloquet, MN 55720, USA

+1 (218) 879-3304

www.membersccu.org

Frandsen Bank & Trust

245 Belgrade Ave, North Mankato, MN 56003, USA

+1 (507) 345-5043

www.frandsenbank.com

Edward Jones - Financial Advisor: James Chapman

903 MN-15 Suite 200, Hutchinson, MN 55350, USA

+1 (320) 234-1120

www.edwardjones.com

Edward Jones - Financial Advisor: Steven J Lang, AAMS®

1301 N Lakeshore Dr Ste 300, Lake City, MN 55041, USA

+1 (651) 345-0186

www.edwardjones.com

Coulee Bank

742 Grand Ave, St Paul, MN 55105, USA

+1 (651) 698-8100

www.couleebank.net

Edward Jones - Financial Advisor: Meghan Anderson

308 S Minnesota Ave, St Peter, MN 56082, USA

+1 (507) 931-9110

www.edwardjones.com

First Farmers & Merchants Bank

112 S Main St, Le Sueur, MN 56058, USA

+1 (507) 665-2265

www.ffmbank.com

AgCountry Farm Credit Services

2044 State Hwy 1 NE, Thief River Falls, MN 56701, USA

+1 (218) 681-2304

www.agcountry.com

OneMain Financial

1415 1st St S #2, Willmar, MN 56201, USA

+1 (320) 231-2297

www.onemainfinancial.com

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