Welcome to Our Online Loan Referral Service

3.7 7 reviews

950 MN-95, Bayport, MN 55003, USA
+1 (651) 439-5195
www.fsbt.com
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM

Domain Info

Created Date

2002-09-25

Mailing Address

950 HIGHWAY 95 N, BAYPORT, MN, 55003-1014, United States

Company Name

First State Bank and Trust

First State Bank and Trust

Contact Data

[email protected]

+1.6512089703

What people think about First State Bank and Trust?

Below you see some of the testimonials of our customers.

I tried to borrow funds from First State Bank and Trust. They declined me. Why then say they approve everyone even those with bad credit?? Bad service. Later, got many calls with an offer to take out a payday loan. I do not recommend this company.

Ansley Hill

Beware! It’s a fraud! They call me every week from multiple phone numbers. Tired of blocking these numbers. Never give them your contact details!!

Loyce Kassulke

Pay Attention

The previous three items describe a definite lender. But below you can read general data about payday loans.

Payday Loans in Bayport, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Online cash advance loans can be the right solution to your sudden financial problems in Bayport , New York because they are easily approved and easily repaid. Your APR will depend on your state law or on the payday lender's policy.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a poor credit score an increased chance to get accepted for payday loans. A payday loan may be the only financial product available for some borrowers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your budget and repay your loan commitments in a timely manner.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.

APR Calculator

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