ATM (Eitzen State Bank) Payday Loans Review

Organization owner?

115 MN-44, Caledonia, MN 55921, USA

+1 (507) 725-3329

Friday

8AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

What people think about ATM (Eitzen State Bank)?

Below you see some of the testimonials of our clients.

I got a loan from ATM (Eitzen State Bank) 3 times. Repaid all my loans successfully. Last morning wanted to borrow more, but they approved me for only $300 ???

Maya Stark

Applied for a payday loan second time. Got denied! No suggestion for what reason! No clarification. Tricky lender.

Jeramie Koss PhD

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Caledonia, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Caledonia, New York is are easy to get. The APR is specific for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a poor credit rating. Payday loan approvals depend very much on specific factors. Lenders will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the loan even before applying.