BMO Harris Bank Payday Loans Review - Chanhassen, Minnesota

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to people with a bad credit score. Payday loan approvals depend very much on specific circumstances. Payday companies will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a loan, you need to meet the following eligibility criteria:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.