First Community Credit Union Payday Loans Review

Organization owner?

116 W Broadway, Climax, MN 56523, USA

+1 (218) 857-2315

www.myfccu.com

Friday

9AM–12PM, 12:30–4PM

Saturday

Closed

Sunday

Closed

Monday

9AM–12PM, 12:30–4PM

Tuesday

9AM–12PM, 12:30–4PM

Wednesday

9AM–12PM, 12:30–4PM

Thursday

9AM–12PM, 12:30–4PM

Domain Info

Created Date

2011-01-21

Mailing Address

Company Name

Contact Data

Feedback about First Community Credit Union?

Here you grapple with the reviews of our clients.

Not very happy with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.

Devin Cartwright Sr.

I took out only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Earline Gutmann

High interest rate. When paying back a loan, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another service.

Ms. Pauline Senger

Unsatisfied! Was refused to borrow $1,000. Only $400 was approved.

Charlie Lindgren II

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.

Adolph Conroy

I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Loraine Murphy

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes people get acquainted common information about payday loans.

Payday Loans in Climax, New York

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

Problem-free financial products are known as payday loans in Climax, ny. They are issued at individual interest rates. They are dependent on customer's data. It is also significant to pay back as much payday loans as possible.

APR

25% small loan cap

How will First Community Credit Union help take out a payday loan in Climax, New York?

24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Climax, New York. The lending company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit score into a favorable one.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Climax, Minnesota

Walmart Money Center

100 Juniper Ave, Wadena, MN 56482, USA

www.walmart.com

MidCountry Bank (Appointment Only)

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+1 (651) 766-7020

www.midcountry.bank

Tschider Financial Planning

1112 US-59, Detroit Lakes, MN 56501, USA

+1 (218) 844-7526

www.tschiderfinancial.com

Edward Jones - Financial Advisor: Kelly K Schrempp, CFP®

808 Yellow Brick Rd, Chaska, MN 55318, USA

+1 (952) 361-9617

www.edwardjones.com

Highland Bank

1700 Plymouth Rd suite a, Minnetonka, MN 55305, USA

+1 (952) 858-4888

www.highland.bank

ATM Affinity Plus Federal Credit Union

13025 Riverdale Dr NW #100, Minneapolis, MN 55448, USA

+1 (800) 322-7228

www.affinityplus.org