Welcome to Our Online Loan Referral Service

2.9 15 reviews

1007 Cloquet Ave, Cloquet, MN 55720, USA
+1 (218) 878-0787
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Feedback about T & J's Gun N Pawn?

Here you read the reviews of our clients.

Great service will definitely come back next time we're in town.

Jada Kling

I have bought a lot of firearms from them, and they always take care of me.

June Altenwerth

I always get great deals on any items i buy.

Candice Powlowski

Pay Attention

Lenders are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Cloquet, Minnesota

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

It is simple and quick to take out loans in Cloquet, Minnesota. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will T & J's Gun N Pawn help issue a loan in Cloquet, Minnesota?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be deposited to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Cloquet, Minnesota. They rate many other factors before taking out a cash advance. One of them is solvency. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Cloquet, Minnesota

Great Southern Bank

3400 W 66th St Suite 100, Edina, MN 55435, USA

+1 (952) 920-6700

locations.greatsouthernbank.com

Integrity Bank Plus

631 Main St, Walnut Grove, MN 56180, USA

+1 (507) 859-2151

www.integritybank.com

Minnesota Business Finance

616 Roosevelt Rd # 200, St Cloud, MN 56301, USA

+1 (320) 258-5000

www.mbfc.org

Merchants Bank

1130 Whitewater Ave, St Charles, MN 55972, USA

+1 (507) 932-4610

www.merchantsbank.com

Equity Commercial Services

9231 Penn Ave S, Minneapolis, MN 55431, USA

+1 (952) 884-3093

Walmart Money Center

Grand Rapids, MN 55744, USA

www.walmart.com

CorTrust Bank

5211 Shoreline Dr, Mound, MN 55364, USA

+1 (952) 345-6280

www.cortrustbank.com

Coulee Bank

742 Grand Ave, St Paul, MN 55105, USA

+1 (651) 698-8100

www.couleebank.net

NorthRidge Community Credit Union - Hoyt Lakes

283 Kennedy Memorial Dr, Hoyt Lakes, MN 55750, USA

+1 (877) 672-2848

nrccu.org

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