Welcome to Our Online Loan Referral Service

3 2 reviews

715 Cloquet Ave, Cloquet, MN 55720, USA
+1 (218) 878-7878
locations.usbank.com
Saturday
Closed
Sunday
Closed
Monday
10AM–3PM
Tuesday
10AM–3PM
Wednesday
10AM–3PM
Thursday
10AM–3PM
Friday
10AM–3PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you read the reviews of our customers.

No matter how much asked for a payday loan. Constantly refused. No idea why?

Prof. Jerome Huel IV

I borrowed $300 for several days. When the payday loan was returned, they applied a great fees, I had to pay almost $400.

Ms. Sadye Hansen

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Jean Lueilwitz

Unsatisfied! Was declined to borrow $1,000. Only $400 was approved.

Roscoe Waters

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes people grapple with general information about payday loans.

Payday Loans in Cloquet, Minnesota

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

This financial product in Cloquet, Minnesota is taken out simply and fast. The interest percentage is defined respecting the category of the client: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will U.S. Bank Branch help issue a payday loan in Cloquet, Minnesota?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is considered by financial institutions. Lenders in Cloquet, mn consider this circumstance not a drawback to issue a loan. The client of a payday loan should be ready to objectively assess financial solvency, take out a loan, pay off the debt on time and not only solve current difficulties, but improve the credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a exact cost of the loan.

APR Calculator

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Edward Jones - Financial Advisor: Jill R Berdan

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First National Bank

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Farmers State Bank

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Members Cooperative Credit Union

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+1 (218) 768-3607

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Adrian State Bank

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+1 (507) 483-2447

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AgCountry Farm Credit Services

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CFSC New Money Express

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