Welcome to Our Online Loan Referral Service

4.1 11 reviews

208 3rd Ave S, Cold Spring, MN 56320, USA
+1 (888) 330-8482

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Feedback about Central Minnesota Credit Union?

Here you read the feedback of our customers.

Top notch staff and service you can depend on!

Ellen Krajcik

Unfortunately there quality of phone service has definitely gone down.

Mr. Nicklaus Dickinson Sr.

Also the location is kinda of a pain to get in and out of.

Precious Flatley

Great service and a home time feeling of customer service

Miss Kaylah Jaskolski

Small town harware store with super nice people and a little bit of everything!

Lindsay Kulas

Definitely will be my place to get dog food.

Mr. Walton Veum I

Pay Attention

Lenders are provided in the first three points. Below info shows general information about payday loans.

Payday Loans in Cold Spring, New York

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Cold Spring, New York are issued problem-free. The interest percentage depends on the customer's person-related data: if you repay more payday loans, the more reasobanle terms and rates lenders offer.


25% small loan cap

How will Central Minnesota Credit Union help issue a payday loan in Cold Spring, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Cold Spring, ny will estimate other aspects like solvency and approve a payday loan. This is a way to enhance your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Cold Spring, Minnesota

Edward Jones - Financial Advisor: Thad Kusick, AAMS®

1700 17th St NW Suite 13, Austin, MN 55912, USA

+1 (507) 434-2954


ATM (Associated Bank)

2999 County Rd 42 W # 130, Burnsville, MN 55306, USA

+1 (651) 306-1831


Minnwest Bank

2565 King Ave, Slayton, MN 56172, USA

+1 (507) 836-6141


Dawson Co-Op Credit Union

711 6th St, Dawson, MN 56232, USA

+1 (320) 769-2908


Sherburne State Bank ATM

1200 MN-25, Monticello, MN 55362, USA

+1 (800) 472-3272


Mn House Loans

520 SW Cleveland Ave, McIntosh, MN 56556, USA

+1 (218) 563-2286

HomeTown Bank

1115 W Lincoln Ave, Olivia, MN 56277, USA

+1 (320) 523-2040


Bremer Bank

10040 City Walk Dr, Woodbury, MN 55129, USA

+1 (651) 734-9002


American Bank of the North

231 W Lake St, Chisholm, MN 55719, USA

+1 (218) 254-3341