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5 108 reviews
Loan agency in Duluth, Minnesota

339 E Central Entrance Ste B, Duluth, MN 55811, USA
+1 (218) 722-0469
paydayamerica.com
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6:30PM
Saturday
Closed
Sunday
Closed
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Domain Info

Created Date

1998-09-18

Mailing Address

181 S RIVER RIDGE CIR, BURNSVILLE, MN, 55337-1627, United States

Company Name

PAL CARD MN LLC

PAL CARD MN LLC

Contact Data

dave.willmott@pawnamerica.com

+1.9523587081

+1.9526462760

Feedback about Payday America?

Here you read the reviews of our customers.

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The first three points show the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Duluth, Georgia

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Duluth, Georgia are taken out easily. The interest percentage depends on the borrower's personal information: if you pay back more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

10% small loan cap

How will Payday America help issue a payday loan in Duluth, Georgia?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Duluth, ga will estimate other aspects like solvency and approve a payday loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Duluth, Minnesota

American National Bank

80 Broadway E, Little Falls, MN 56345, USA

american.bank

U.S. Bank Branch

7200 80th St S, Cottage Grove, MN 55016, USA

+1 (651) 768-3200

locations.usbank.com

Mid Country Finance

275 33rd St W # 6, Hastings, MN 55033, USA

+1 (651) 437-4118

Pawn America

770 1st Ave SE, Rochester, MN 55904, USA

+1 (507) 529-1227

www.pawnamerica.com

Northwestern Bank

11 1st St NW, Ulen, MN 56585, USA

+1 (218) 596-8837

www.nwbanks.com

First State Bank Southwest

103 North Thompson Ave N, Rushmore, MN 56168, USA

+1 (507) 478-4121

www.firststatebanksw.com

Premier Bank Owatonna

209 E Main St, Owatonna, MN 55060, USA

+1 (507) 451-0231

www.premierbanks.com

Eagle Community Bank

9600 Upland Ln N #100, Maple Grove, MN 55369, USA

+1 (763) 494-9800

offers.falconnational.com

MidWestOne Bank

3585 124th Ave NW, Coon Rapids, MN 55433, USA

+1 (763) 780-0484

www.midwestone.bank

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