Feedback about Affinity Plus Federal Credit Union?
Here you read the reviews of our clients.
Very kind staff, and none of those hidden fees you can get from the big banks.
Laurie McDermott
Employees are friendly, easy to talk too, very willing to help.
Prof. Beth Flatley
I really have had an incredibly satisfactory relationship with this company...
Gaston Gottlieb
They do great work for their community!
Leta Heaney
I understand why and that's not why I gave the negative review.
Zella Rosenbaum
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Above there are details about a certain lending company. Below every user may get acquainted with the common features of payday loans.
Payday Loans in Fergus Falls, Minnesota
A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.
Such financial products as payday loan in Fergus Falls, Minnesota is taken out easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates a client will get.
APR
200%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
How will Affinity Plus Federal Credit Union help take out a loan in Fergus Falls, Minnesota?
- Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with customer data. It will take several minutes to process the form. The money are credited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every client should enter the following data:
After filling in an application, submit it and recieve the offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Fergus Falls, Minnesota. The company will estimate many points to qualify such as solvency. Payday loans will be a source to improve your bad credit rating into a favorable one.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator shows the cost of the loan known as APR.
APR Calculator
Other Payday Lenders in Fergus Falls, Minnesota
SPIRE Credit Union - Saint Cloud
600 25th Ave S #101, St Cloud, MN 56301, USA
+1 (651) 215-3500
myspire.com
Members Cooperative Credit Union
301 Elm Ave, Moose Lake, MN 55767, USA
+1 (218) 485-4444
www.membersccu.org
U.S. Bank-Lance Holland-Mortgage Loan Officer
3305 Plymouth Blvd, Plymouth, MN 55447, USA
+1 (763) 509-3710
mortgage.usbank.com
Anoka Hennepin Credit Union
1452 Lake St S, Forest Lake, MN 55025, USA
+1 (763) 422-0290
www.ahcu.coop
Ultima Bank Minnesota
205 Demers Ave, East Grand Forks, MN 56721, USA
+1 (218) 399-1200
www.ultimabank.com
Alyssa Amic-Shega | Fairway Independent Mortgage Corporation Loan Officer
2540 E Beltline Suite 2, Hibbing, MN 55746, USA
+1 (218) 966-0489
www.fairwayindependentmc.com
Edward Jones - Financial Advisor: Eric Halverson
107 E Main St, Caledonia, MN 55921, USA
+1 (507) 725-8866
www.edwardjones.com
