Welcome to Our Online Loan Referral Service

4.5 17 reviews

410 W Lincoln Ave, Fergus Falls, MN 56537, USA
+1 (800) 322-7228
Sunday
Closed
Monday
12–4PM
Tuesday
Closed
Wednesday
12–4PM
Thursday
12–4PM
Friday
Closed
Saturday
Closed

Feedback about Affinity Plus Federal Credit Union?

Here you read the reviews of our clients.

Very kind staff, and none of those hidden fees you can get from the big banks.

Laurie McDermott

Employees are friendly, easy to talk too, very willing to help.

Prof. Beth Flatley

I really have had an incredibly satisfactory relationship with this company...

Gaston Gottlieb

They do great work for their community!

Leta Heaney

I understand why and that's not why I gave the negative review.

Zella Rosenbaum

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Fergus Falls, Minnesota

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Fergus Falls, Minnesota is taken out easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates a client will get.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Affinity Plus Federal Credit Union help take out a loan in Fergus Falls, Minnesota?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to process the form. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Fergus Falls, Minnesota. The company will estimate many points to qualify such as solvency. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Fergus Falls, Minnesota

Premier Banks Hugo

14815 Forest Blvd N, Hugo, MN 55038, USA

+1 (651) 429-1280

www.premierbanks.com

SouthPoint Financial Credit Union

975 W Central St, Springfield, MN 56087, USA

+1 (877) 794-6712

www.southpointfinancial.com

Bank Forward

316 1st St N, Hackensack, MN 56452, USA

+1 (218) 675-5800

www.bankforward.com

U.S. Bank ATM - Wayzata

1212 Wayzata Blvd E, Wayzata, MN 55391, USA

+1 (800) 872-2657

usbank.com

Minnesota Independent Loan

11660 Theatre Dr N # 215, Champlin, MN 55316, USA

+1 (763) 208-6456

Tradition Capital Bank

100 Lake St W Suite 100, Wayzata, MN 55391, USA

+1 (952) 223-8000

U.S. Bank Branch

312 Raintree Rd, Mankato, MN 56001, USA

+1 (507) 387-9460

locations.usbank.com

Old National Bank

19943 County Rd 43, Big Lake, MN 55309, USA

+1 (763) 262-3661

www.oldnational.com

City & County Credit Union - Lake Elmo Office

8500 Hudson Blvd N, Lake Elmo, MN 55042, USA

+1 (651) 225-2700

www.cccu.com

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