Welcome to Our Online Loan Referral Service


120 N Mill St, Fergus Falls, MN 56537, USA
+1 (218) 739-0200
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM
Friday
9:30AM–4PM
Saturday
Closed

Feedback about Bank of the West?

Here you read the feedback of our clients.

Fine people to work with and great service!

Dr. Shannon McKenzie PhD

Working with the staff to finish the deal was also a great experience.

Jasen Satterfield IV

No communication, didn't give an accurate estimate, and high prices.

Miss Lacey Howell

Great place to eat, great food, great service!

Lottie Kassulke MD

Owner was in kitchen and couldn't produce more than 1 plate at a time.

Hector Quitzon MD

The staff is very friendly food comes out hot and cooked to ordered.

Lucienne Christiansen Jr.

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Fergus Falls, Minnesota

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Fergus Falls, Minnesota is issued simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates a borrower will get.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Bank of the West help take out a loan in Fergus Falls, Minnesota?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are taken out around the clock. The transfer will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Fergus Falls, mn will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Fergus Falls, Minnesota

U.S. Bank-Chuck Ripka-Mortgage Loan Officer

19695 Holt St NW, Elk River, MN 55330, USA

+1 (763) 441-7907

mortgage.usbank.com

First Farmers & Merchants Bank

105 Main St N, Grand Meadow, MN 55936, USA

+1 (507) 754-5123

www.ffmbank.com

ATM Affinity Plus Federal Credit Union

13025 Riverdale Dr NW #100, Minneapolis, MN 55448, USA

+1 (800) 322-7228

www.affinityplus.org

Central Minnesota Credit Union

163 MN-23, Spicer, MN 56288, USA

+1 (888) 330-8482

mycmcu.org

National Bank of Commerce

415 W Michigan St, Duluth, MN 55802, USA

+1 (218) 722-3888

nbcbanking.com

Vestment Advisors Financial Group

7935 Stone Creek Dr #120, Chanhassen, MN 55317, USA

+1 (952) 401-1045

U.S. Bank-Lance Holland-Mortgage Loan Officer

3305 Plymouth Blvd, Plymouth, MN 55447, USA

+1 (763) 509-3710

mortgage.usbank.com

Edward Jones - Financial Advisor

156 Pembroke Ave, Wabasha, MN 55981, USA

+1 (651) 565-3477

www.edwardjones.com

U.S. Bank Branch

320 S 6th St, Brainerd, MN 56401, USA

+1 (218) 828-5424

locations.usbank.com

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