Welcome to Our Online Loan Referral Service

4.5 8 reviews

603 Hilligoss Blvd SE, Fosston, MN 56542, USA
+1 (218) 435-2265
ultimabank.com
Saturday
9AM–12PM
Sunday
Closed
Monday
7:30AM–4:30PM
Tuesday
7:30AM–4:30PM
Wednesday
7:30AM–4:30PM
Thursday
7:30AM–6PM
Friday
7:30AM–4:30PM

Domain Info

Created Date

1998-12-11

Mailing Address

603 HILLIGOSS BLVD SE, FOSSTON, MN, 56542-1529, United States

Company Name

Ultima Bank Minnesota

Ultima Bank Minnesota

Contact Data

[email protected]

+1.2184352265

+1.9999999999

Feedback about Ultima Bank Minnesota?

Here you read the reviews of our customers.

Disappointed! Was denied to borrow $1,000. Only $400 was approved.

Dr. Tyree Bogisich IV

100% sleeky service. They ask for a photo then spread on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

Dr. Mohammed Mueller

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Fosston, Minnesota

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in Fosston, Minnesota are taken out easily. The interest percentage depends on the borrower's person-related information: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders offer.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Ultima Bank Minnesota help issue a payday loan in Fosston, Minnesota?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to review the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Fosston, mn will assess other aspects like solvency and approve a loan. This is a way to improve your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a real cost of the payday loan.

APR Calculator

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U.S. Bank-Eric Miller-Mortgage Loan Officer

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Financial One Credit Union

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www.financialonecu.com

Thrivent Financial

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Edward Jones - Financial Advisor: Bruce G Timmerman

3245 19th St NW Suite 3, Rochester, MN 55901, USA

+1 (507) 285-4423

www.edwardjones.com

Alliance Bank

112 Broadway, Hanska, MN 56041, USA

+1 (507) 439-6227

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Pine River State Bank

201 River St North, Pillager, MN 56473, USA

+1 (218) 746-3580

www.pineriverstatebank.com

SPIRE Credit Union - Princeton

501 S 2nd St, Princeton, MN 55371, USA

+1 (651) 215-3500

www.myspire.com

AgCountry Farm Credit Services

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