Welcome to Our Online Loan Referral Service

5 3 reviews

101 Central Ave S, Geneva, MN 56035, USA
+1 (507) 256-7235
Thursday
8AM–4PM
Friday
8AM–4PM
Saturday
8AM–4PM
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM

Feedback about Commerce Bank?

Here you grapple with the reviews of our customers.

I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.

Ottis Leffler

100% sleeky service. They ask for a photo then distribute on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

Prof. Robb Schumm

I tried to borrow money from Commerce Bank. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Lindsey Davis

Disappointed! Was refused to take out $1,000. Only $400 was approved.

Prof. Americo Skiles III

High interest rate. When paying off a payday loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another site.

Ashly Trantow

Pay Attention

Above-specified info provides the details about a exact lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Geneva, New York

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Geneva, New York are taken out problem-free. The interest percentage is dependent on the client's person-related information: if you pay off more payday loans, the more efficient terms and rates payday lending companies offer.

APR

25% small loan cap

How will Commerce Bank help issue a payday loan in Geneva, New York?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to issue a loan in Geneva, New York. They rate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Geneva, Minnesota

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+1 (763) 703-4483

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Wells Fargo Bank

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State Bank of Ceylon

104 W Main St, Ceylon, MN 56121, USA

+1 (507) 632-4242

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Wadena State Bank in Deer Creek

121 East Main, P.O. Box 276, Deer Creek, MN 56527, USA

+1 (218) 462-2155

www.wadenastatebank.com

Western Bank

2711 Mounds View Blvd, Mounds View, MN 55112, USA

+1 (651) 290-7866

www.western-bank.com

Bay Equity Home Loans

3800 American Blvd W suite 1500 suite 1500, Bloomington, MN 55431, USA

+1 (612) 701-8512

www.bayequityhomeloans.com

Thrivent Financial

520 1st Ave S, St James, MN 56081, USA

+1 (507) 375-3370

connect.thrivent.com

U.S. Bank Branch

230 1st St S, Virginia, MN 55792, USA

+1 (218) 742-3314

locations.usbank.com

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