Welcome to Our Online Loan Referral Service

4.8 49 reviews

404 Whiskey Rd NW L, Isanti, MN 55040, USA
+1 (763) 691-0202

Domain Info

Created Date


Mailing Address

Minnesota, United States

Company Name

Luminate Home Loans

Luminate Home Loans

Contact Data

Feedback about Gerhardson Mortgage Team at Luminate Home Loans?

Here you grapple with the feedback of our customers.

Shawn and his staff made my refinance process extremely easy.

Stacy Bode

I can't wait to work with them again!

Johnny White

Shawn and his team worked hard to get us the dream home we’ve been looking for.

Dr. Esteban Hettinger PhD

Pay Attention

Payday lenders are shown in the first three points. Below info defines general information about payday loans.

Payday Loans in Isanti, Minnesota

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

It is easy and fast to take out payday loans in Isanti, Minnesota. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.



Max Loan


Min Term

Not Specified

Max Term

30 days

How will Gerhardson Mortgage Team at Luminate Home Loans help issue a payday loan in Isanti, Minnesota?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed within minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Isanti, mn will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Isanti, Minnesota

Farmers & Merchants State Bank

11 N Walker Ave, New York Mills, MN 56567, USA

+1 (218) 385-2300


Lake Region Bank

219 Front St NW, Sunburg, MN 56289, USA

+1 (320) 366-3885


Frandsen Bank & Trust

100 Park St S, Fairfax, MN 55332, USA

+1 (507) 426-7222


Accentra Credit Union

1619 Blake Ave, Albert Lea, MN 56007, USA

+1 (507) 373-6500


Bank of America ATM

4919 County Rd 101, Minnetonka, MN 55345, USA

+1 (844) 401-8500


Central Minnesota Credit Union

641 Railroad Ave, Albany, MN 56307, USA

+1 (888) 330-8482


Minnwest Bank

324 1st Ave SW, Rochester, MN 55902, USA

+1 (507) 206-2999


Edward Jones - Financial Advisor: Carolyn S Zurn

300 Prairie Center Dr Ste 260, Eden Prairie, MN 55344, USA

+1 (952) 946-1048


Deerwood Bank

14986 Lynwood Dr N, Baxter, MN 56425, USA

+1 (218) 825-8946