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Created Date
2012-11-28
Mailing Address
Company Name
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Feedback about Harvest Bank?
Here you grapple with the feedback of our clients.
I issued only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.
Dr. Hettie Hickle DVM
I tried to borrow money from Harvest Bank. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.
Miss Juliet Torphy
For 6 months I have not been able to make the service to transfer the information about the closing of the loan for 2019.
Mrs. Julia Stanton PhD
For 6 months I have not been able to make the company to transfer the information about the paying back of the loan for 2019.
Prof. Edmond Swaniawski
Pay Attention
Lenders are described in the first three points. Below info defines common information about payday loans.
Payday Loans in Kimball, West Virginia
According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.
This financial product in Kimball, West Virginia is taken out easily and quickly. The interest percentage is defined considering the category of the customer: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.
APR
31% APR for loans up to $2,000
How will Harvest Bank help take out a payday loan in Kimball, West Virginia?
- 24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the office is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every customer should enter the following data:
Submit an application to recieve terms and rates for an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Kimball, wv will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit score.
The following common points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the payday loan.
APR Calculator
Other Payday Lenders in Kimball, Minnesota
U.S. Bank ATM - Walgreens
7135 E Point Douglas Rd S, Cottage Grove, MN 55016, USA
+1 (800) 872-2657
usbank.com
Unity Bank North
210 Main Ave N, Red Lake Falls, MN 56750, USA
+1 (218) 253-2143
www.unitybanking.com
Northpoint Commercial Credit, LLC
6465 Wayzata Blvd #760, St Louis Park, MN 55426, USA
+1 (877) 227-6842
www.northpointcredit.com
Catholic United Financial Credit Union
1420 W St Germain St #101, St Cloud, MN 56301, USA
+1 (320) 251-3971
www.catholicunitedcu.org
21st Century Bank
540 Gateway Blvd Suite 200, Burnsville, MN 55337, USA
+1 (612) 844-2178
www.21stcb.com
