Welcome to Our Online Loan Referral Service

4.3 18 reviews

8500 Hudson Blvd N, Lake Elmo, MN 55042, USA
+1 (651) 225-2700
www.cccu.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1997-09-03

Mailing Address

Company Name

Contact Data

Feedback about City & County Credit Union - Lake Elmo Office?

Here you see the reviews of our customers.

Great people! Friendly environment along with the staffs.

Eddie Hermiston

I enjoy banking here as the staff is quite friendly.

Alison Brekke

Excellent mobile app and online services that rival any big bank.

Octavia Hettinger

Pay Attention

Above-shown info provides the details about a definite lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in Lake Elmo, Minnesota

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

It is easy and fast to issue loans in Lake Elmo, Minnesota. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will City & County Credit Union - Lake Elmo Office help take out a payday loan in Lake Elmo, Minnesota?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Lake Elmo, mn review this circumstance not a hindrence to take out a loan. The customer of a payday loan should be ready to objectively assess financial solvency, issue a loan, pay back the debt on schedule and not only solve current difficulties, but enhance the credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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+1 (507) 536-6480

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+1 (651) 653-9191

www.heartlandhl.com

Edward Jones - Financial Advisor: Kristine M Jorgenson

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+1 (507) 437-2762

www.edwardjones.com

Bay Equity Home Loans

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+1 (763) 614-8732

www.bayequityhomeloans.com

Peoples State Bank

155 Main St E, Elgin, MN 55932, USA

+1 (507) 876-2221

www.peoplesstatebank.com

American National Bank of MN

31279 Brunes St, Pequot Lakes, MN 56472, USA

+1 (218) 568-4999

anbmn.com

Edward Jones - Financial Advisor: Jerrod Resseman

9020 Cahill Ave, Inver Grove Heights, MN 55076, USA

+1 (651) 493-9205

www.edwardjones.com

Old National Bank

2700 7th Ave E, North St Paul, MN 55109, USA

+1 (763) 656-2400

www.oldnational.com

Affinity Plus Federal Credit Union

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+1 (800) 322-7228

www.affinityplus.org

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