Welcome to Our Online Loan Referral Service

4.9 20 reviews

10591 165th St W, Lakeville, MN 55044, USA
+1 (952) 679-6834
www.bayequityhomeloans.com
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed

Domain Info

Created Date

2007-06-04

Mailing Address

California, United States

Company Name

Bay Equity

Bay Equity

Contact Data

Feedback about Bay Equity Home Loans?

Here you see the feedback of our clients.

Scott was Great to work with, made the loan process easy and stress free.

Mr. Royce Parisian III

Highly recommend for your home lending needs!

Edwina Schmidt

Great customer service on all levels.

Ignatius O'Reilly IV

Great people, Great advice.

Santina Yundt III

Set up an appointment and no one was there...wasted a morning

Johnny McCullough

The SCORE consultants were very helpful and gave great advice.

Janessa DuBuque II

Lesson learned...don’t make online requests for loans.

Kelton Schaefer

This is a very unfair, unhappy, shifty company.

Darrion Maggio

Good customer service...

Miss Margarete Jacobi

My experience was good at first .

Gennaro Dietrich DDS

Extremely satisfied with the service from start to finish.

Jackie Schumm Sr.

Highly recommend his services!

Dr. Adolfo Emmerich IV

Including the most important people Vincent and Sarine Metzger!

Dr. Sebastian Ondricka Jr.

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes people get acquainted general information about payday loans.

Payday Loans in Lakeville, New York

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Lakeville, New York is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates a borrower will recieve.

APR

25% small loan cap

How will Bay Equity Home Loans help take out a loan in Lakeville, New York?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to consider the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Lakeville, New York. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

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