Welcome to Our Online Loan Referral Service

4.2 5 reviews

500 Central Ave, Lester Prairie, MN 55354, USA
+1 (320) 395-2515
www.fcblpsl.com
Thursday
8:30AM–6PM
Friday
8:30AM–6PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–6PM
Tuesday
8:30AM–6PM
Wednesday
8:30AM–6PM

Domain Info

Created Date

2012-10-15

Mailing Address

500 CENTRAL AVE, LESTER PRAIRIE, MN, 55354-7712, United States

Company Name

First Community Bank of Lester Prairie

First Community Bank of Lester Prairie

Contact Data

bweise@fcblpsl.com

+1.3203952515

Feedback about First Community Bank - Lester Prairie?

Here you grapple with the reviews of our clients.

Unsatisfied! Was declined to take out $1,000. Only $400 was approved.

Shaniya Davis DDS

I borrowed $300 for several days. When the payday loan was returned, they applied a gigantic fees, I had to pay almost $400.

Columbus Spencer

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Brian Conn

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Lester Prairie, Minnesota

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is easy and quick to issue loans in Lester Prairie, Minnesota. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most efficinet terms and rates.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will First Community Bank - Lester Prairie help issue a payday loan in Lester Prairie, Minnesota?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the application when lenders in Lester Prairie, mn will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Lester Prairie, Minnesota

American Bank of the North

301 2nd St, Bovey, MN 55709, USA

+1 (218) 245-1120

www.ambnk.com

Pawn America

770 1st Ave SE, Rochester, MN 55904, USA

+1 (507) 529-1227

www.pawnamerica.com

Guaranty Bank ATM

4241 Johnny Cake Ridge Rd, Eagan, MN 55122, USA

Frandsen Bank & Trust

100 N Minnesota St, New Ulm, MN 56073, USA

+1 (507) 233-4700

www.frandsenbank.com

Mr Pawn

1910 Lake St S, Forest Lake, MN 55025, USA

+1 (651) 464-7380

mr-pawn-pawn-shop.business.site

Edward Jones - Financial Advisor: Kristina Gaalaas, CFP®|AAMS®

502 NE 4th St, Grand Rapids, MN 55744, USA

+1 (218) 326-8100

www.edwardjones.com

CorTrust Bank

606 11th St E, Glencoe, MN 55336, USA

+1 (320) 864-3161

www.cortrustbank.com

Northeast Bank

1135 Silver Lake Rd NW, New Brighton, MN 55112, USA

+1 (651) 529-1460

www.nebankmn.com

U.S. Bank Branch

19695 Holt St NW, Elk River, MN 55330, USA

+1 (763) 441-4501

locations.usbank.com

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