Welcome to Our Online Loan Referral Service

3.7 15 reviews

1800 Commerce Dr a, North Mankato, MN 56003, USA
+1 (877) 794-6712
www.southpointfinancial.com
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

2015-09-02

Mailing Address

Minnesota, United States

Company Name

SouthPoint Federal Credit Union

SouthPoint Federal Credit Union

Contact Data

Feedback about SouthPoint Financial Credit Union?

Here you grapple with the feedback of our customers.

Joel and his staff are amazing! Getting the personal loan was easy and quick.

Tomas Zieme DVM

We have moved all of our personal and business banking to them.

Marlene Yundt I

What disgust me, is were you work with a person On setting up a loan.

Prof. Dasia Davis DDS

We have moved all of our personal and business banking to them.

Halie Reichert

Very helpful and friendly staff.

Easter Armstrong IV

Nice and cautious service.

Armand Padberg

So, if you’re interested in garbage customer service, you’ve found the place

Wilson Cole

This site on Hennipen Ave, is the best check cashing store in the Twin Cities.

Narciso Brakus

Always efficent, curtious, service with a smile.

Andres O'Kon

You can't beat their small town service.

Callie Crona II

Very unprofessional if you ask me.

Maribel Connelly

Staff is easy to work with.

Viola Romaguera III

Very nice people to do business with .

Ernie Schroeder

Great deals and friendly service people

Mac Lang

Management needs to set higher standards on customer service.

Jovani Corkery

They charge by the pound not per item so you can get a ton of stuff for cheap.

Prof. Vilma McKenzie Sr.

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Mankato, Minnesota

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Mankato, Minnesota is issued simply and quickly. The interest rate is specified depending on the category of the customer: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will SouthPoint Financial Credit Union help take out a payday loan in Mankato, Minnesota?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Mankato, Minnesota. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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