Financial Recovery Services Payday Loans Review

Organization owner?

4900 Viking Dr, Edina, MN 55435, USA

+1 (952) 831-4800

What people think about Financial Recovery Services?

Below you find some of the opinions of our clients.

Financial Recovery Services rescued me in a hard time. They approved me for a payday loan although I had credit issues. The process was effortless and speedy. I like their competent client support service and affordable rates. I will 100% recommend this loan provider to my relatives and friends.

Madisyn Leannon

Fast application. I only filled in an ID and a bank account. Fast lending decision. The first time I was approved for $300 only. Hope the limit will increase next time. Interest rate is affordable . Paid back the loan earlier than agreed. If you have difficulties, the term can be also extended.

Charlotte Hoppe Jr.

Pay Attention

Below you can see general information about payday loans and their common aspects.

Payday Loans in Minneapolis, North Carolina

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans in Minneapolis, North Carolina is are simple to access. The interest rate is specific for each borrower and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

36% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to individuals with a poor credit history. Payday loan approvals depend very much on specific aspects. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.