Welcome to Our Online Loan Referral Service

3.2 24 reviews

5000 W 36th St, St Louis Park, MN 55416, USA
+1 (952) 926-6561
www.bankcib.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-05-16

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Citizens Independent Bank?

Here you grapple with the feedback of our clients.

She is great to work with, direct, personable, and takes the time to help.

Judge Kohler

They charge non members 5$ to cash a check even if the sender is a bank member.

Delphia Goldner

To the person, I've always been impressed with the staff here.

Dr. Susana Wiza Jr.

Not easy to work with and they bought out my home mortgage from another company.

Mrs. Naomi McClure PhD

I emailed, faxed and over nightes paper work they claimed they never got.

Miss Marjorie Schiller V

Customer service or ran by tool boxes off the street.

Kristy Hane DVM

Pay Attention

Lenders are shown in the first three points. Below info defines shared information about payday loans.

Payday Loans in Minneapolis, North Carolina

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Minneapolis, North Carolina is issued simply and fast. The interest rate is set respecting the category of the client: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

36% APR small loan cap

How will Citizens Independent Bank help take out a payday loan in Minneapolis, North Carolina?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Minneapolis, North Carolina. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Minneapolis, Minnesota

Bremer Bank

225 Lafayette St, Winona, MN 55987, USA

+1 (507) 452-5202

www.bremer.com

Stearns Bank N.A. - St. Cloud

4191 2nd St S, St Cloud, MN 56301, USA

+1 (320) 253-6607

www.stearnsbank.com

Affinity Plus Federal Credit Union

15524 Edgewood Dr N, Baxter, MN 56425, USA

+1 (800) 322-7228

www.affinityplus.org

Genessee Financial

5810 W 78th St, Minneapolis, MN 55439, USA

+1 (952) 367-4000

U.S. Bank Branch

3445 Bunker Lake Blvd NW, Andover, MN 55304, USA

+1 (763) 421-0198

locations.usbank.com

Bremer Bank

8800 MN-7, St Louis Park, MN 55426, USA

+1 (952) 935-5145

www.bremer.com

Catholic United Financial Credit Union

1420 W St Germain St #101, St Cloud, MN 56301, USA

+1 (320) 251-3971

www.catholicunitedcu.org

Edward Jones - Financial Advisor: Brian A Thurow

157 W 3rd St, Winona, MN 55987, USA

+1 (507) 452-7470

www.edwardjones.com

First Security Bank

107 Center St N, Lake Benton, MN 56149, USA

+1 (507) 368-4261

fsblakebenton.com

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