What people think about Equity Commercial Services?
Below you find some of the reviews of our customers.
I always use Equity Commercial Services when it need a cash advance. The application process is trouble-free. No issues.
Alek Little
It decided to rebuild my credit because I had no chances of getting approved for a agriculture loan. So I applied for a cash advance via Equity Commercial Services. Took out 4 small loans, one after another, and repaid them on time. My credit history improved! It worked! Very nice lender.
Dr. Jerome Kreiger
I took out for a $1,000 cash advance when I needed money after vacation. There simply was no other way out. I came across this website on the Internet. Other lender charged sky high rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I needed.
Scotty D'Amore III
Important
The previous three items describe a peculiar lending service. But below you can read general information about payday loans.
Payday Loans in Minneapolis, North Carolina
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans in Minneapolis, North Carolina is are simple to get. The interest rate is specific for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
APR
36% APR small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a poor credit rating an increased chance to get approved for payday loans. A payday loan may be the only option available for some consumers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your budget and pay back your loan commitments in a timely manner.
To get approved for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the payday loan immediately.
APR Calculator
Other Payday Lenders in Minneapolis, Minnesota
21st Century Bank Ham Lake, MN
17635 Central Ave NE, Ham Lake, MN 55304, USA
+1 (763) 434-2178
21stcb.com
U.S. Bank Branch
13501 80th Cir N, Maple Grove, MN 55369, USA
+1 (763) 416-2800
locations.usbank.com
Edelman Financial Engines
3157 Superior Dr NW, Rochester, MN 55901, USA
+1 (888) 752-6742
www.edelmanfinancialengines.com
Bank of America ATM
14050 St Francis Blvd NW, Ramsey, MN 55303, USA
+1 (844) 401-8500
locators.bankofamerica.com
Mid Minnesota Federal Credit Union – Ada
104 W 3rd Ave, Ada, MN 56510, USA
+1 (218) 784-2222
www.mmfcu.org
NorthRidge Community Credit Union - Ely
1321 E Sheridan St, Ely, MN 55731, USA
+1 (877) 672-2848
www.nrccu.org
