Welcome to Our Online Loan Referral Service

4.3 30 reviews

3514 County Rd 101, Minnetonka, MN 55345, USA
+1 (952) 224-4300
klcfinancial.com
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

2001-09-07

Mailing Address

Minnesota, United States

Company Name

KLC Financial, Inc.

KLC Financial, Inc.

Contact Data

Feedback about KLC Financial?

Here you read the feedback of our clients.

This company and the people who work there are truly exceptional.

Miss Allene Hills

Not the kind of thing that any family can absorb without some serious pain.

Dakota Hermann

Very thorough and prompt on every transaction we have had with them.

Armand Rath

Excellent service from really nice people.

Lesly Dicki

This was extremely rude and Alerus should investigate his behavior.

Dr. Magali Kirlin DDS

Terrible communication and excuses and lies on delays.

Miss Jannie Koelpin

Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Minnetonka, Minnesota

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Minnetonka, Minnesota are taken out hassle-free. The interest rate depends on the client's personal data: if you pay back more payday loans, the more efficient terms and rates lenders offer.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will KLC Financial help take out a payday loan in Minnetonka, Minnesota?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be deposited to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Minnetonka, Minnesota. They assess many other factors before taking out a loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will determine the cost of the loan.

APR Calculator

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