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4.6 119 reviews
Loan agency in Owatonna, Minnesota

422 Hoffman Dr NW, Owatonna, MN 55060, USA
+1 (507) 451-3661
www.cars-n-credit.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–3PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
Closed

Domain Info

Created Date

1999-01-28

Mailing Address

50 E 2nd St, Winona, MN, 55987, United States

Company Name

William Katula

Vision Design Group Inc

Contact Data

[email protected]

+1.5074530767

What people think about Cars N Credit?

Below you see some of the opinions of our clients.

Absolutely fantastic Customer Service; Very easy to work with.

Mrs. Leora Mosciski II

Wry friendly service 2nd bought vechile and so happy with my experience!!

Paris Maggio

Friendly staff, good selection and help out in the community

Prof. Mallie Ward Jr.

Nice place but high prices for a second hand store

Noble Schulist

Inventory is well-organized & staff is helpful.

Vanessa Strosin PhD

Very good price on used clothing

Marlen Schaden III

Great place service on time

Emmitt Von

Fast service and great people!

Dr. Harry Balistreri MD

Best place to deal with in the area!

Miss Yesenia Parisian

Great Service, Representative was friendly and well mannered.

Scottie Emard V

Great customer service.

Ms. Marilou Predovic DDS

Had a amazing experience and very friendly enviorment

Marcellus Nitzsche

Very nice people overall great experience and efficient.

Dr. Lea Bahringer

It’s all because I feel like the employees, make you feel at home.

Deon Leffler

We actually enjoyed doing our taxes this year!

Mrs. Jeanne Schaden

Pay Attention

The above-given information provides the details about a definite lending service. The information below is about general information about payday loans.

Payday Loans in Owatonna, Minnesota

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Owatonna, Minnesota. The entire process is easy. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to individuals with a poor credit score. Payday loan approvals depend very much on specific circumstances. Payday companies will look at your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Owatonna, Minnesota

Associated Healthcare Credit Union

360 Sherman St, St Paul, MN 55102, USA

+1 (651) 383-4000

www.ahcu.org

Bank of the West

123 N Jefferson St, Minneota, MN 56264, USA

+1 (507) 872-6155

www.bankofthewest.com

U.S. Bank Branch

6001 Stillwater Blvd N, Stillwater, MN 55082, USA

+1 (651) 430-2820

locations.usbank.com

F & M Community Bank

100 St Anthony St N, Preston, MN 55965, USA

+1 (507) 765-3823

www.fmcommunity.com

Like-Nu Gun and Pawn

118 1st St NE, Little Falls, MN 56345, USA

+1 (320) 632-5865

U.S. Bank Branch

320 S 6th St, Brainerd, MN 56401, USA

+1 (218) 828-5424

locations.usbank.com

Unity Bank

112 Main St W, Clarissa, MN 56440, USA

+1 (218) 756-2445

www.unitybanking.com

Northview Bank

510 Main St, Sandstone, MN 55072, USA

+1 (320) 245-5261

www.northviewbank.com

Sunrise Banks

2171 University Ave W #1611, St Paul, MN 55114, USA

+1 (651) 265-5600

www.sunrisebanks.com

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