Welcome to Our Online Loan Referral Service


345 Florence Ave #101, Owatonna, MN 55060, USA
+1 (507) 413-6900
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

What people think about West Bank?

Below you find some of the testimonials of our clients.

Michael was great, showed me my options and make filing super easy.

Foster Altenwerth

Very nice young man, and he knew his stuff!

Prof. Gene Abernathy

Michael is very personable and makes tax returns a breeze.

Gerry Herzog PhD

Michael Sullivan is personable, knowledgable, efficient and professional.

Hassan Weber

This year I paid more to have them done than I got in return.

Alycia Rippin

The staff is always friendly and knowledgeable.

Janie Hermann

Easy options for checking and savings accounts.

Dr. Sebastian Dare

Always very helpful staff!

Brielle Botsford

Very happy with the service.

Rashad Koch

Do not buy from them for any DIY type of projects

Georgette Huel

Friendly service people with a well-run service department.

Mrs. Alvina Wintheiser

I bought a 12-year-old minivan from Luther Park Place and couldn’t be happier.

Mae Schimmel V

He was not pushy and showed me great options in my price range.

Prof. Winifred Hahn Jr.

Important

The above-given information provides the details about a definite financial institution. The information below is about general information about payday loans.

Payday Loans in Owatonna, Minnesota

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans may turn out an easy and speedy solution to a short-term problem in Owatonna, Minnesota. Loans from payday lenders can get you cash same day. Your APR will depend on a few things.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are designed to help meet the needs of consumers with bad credit scores. There are companies who may be ready to give you a payday loan even if you have a poor credit score. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the precise cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Owatonna, Minnesota

First Independent Bank

110 3rd St N, Hanley Falls, MN 56245, USA

+1 (507) 768-3437

www.fibmn.com

U.S. Bank-Chuck Ripka-Mortgage Loan Officer

19695 Holt St NW, Elk River, MN 55330, USA

+1 (763) 441-7907

mortgage.usbank.com

Co Bank

600 US-169 #300, St Louis Park, MN 55426, USA

+1 (952) 417-7900

www.cobank.com

Western Bank

2711 Mounds View Blvd, Mounds View, MN 55112, USA

+1 (651) 290-7866

www.western-bank.com

Edward Jones - Financial Advisor: David S Kramer Jr

1206 W Front St Suite 6, Albert Lea, MN 56007, USA

+1 (507) 373-9050

www.edwardjones.com

Unity Bank

1180 W 4th St, Rush City, MN 55069, USA

+1 (320) 358-3600

ubmn.unitybanking.com

Bremer Bank

3131 S Frontage Rd, Moorhead, MN 56560, USA

+1 (218) 299-7600

www.bremer.com

U.S. Bank Branch

8325 Crossings Blvd, Shakopee, MN 55379, USA

+1 (952) 403-7300

locations.usbank.com

Edward Jones - Financial Advisor: Adam J Kunkel

100 W Main St, Belle Plaine, MN 56011, USA

+1 (952) 873-2481

www.edwardjones.com

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