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5 5 reviews

132 W Broadway St, Owatonna, MN 55060, USA
+1 (507) 444-2202
mortgage.usbank.com

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

What people think about U.S. Bank-Eric Miller-Mortgage Loan Officer?

Below you see some of the reviews of our customers.

His expertise is hands down the go to lender!

Augustus Bartell Sr.

Eric is definitely the guy to work with for your financing needs.

Amie Sawayn

He will go the extra mile for his clients.

Prof. Arden Becker I

Pay Attention

Above there is information about a precise company. Below you can review common aspects of payday loans.

Payday Loans in Owatonna, Minnesota

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is effortless and speedy to get accepted for payday loans in Owatonna, Minnesota. The interest rate will be set specifically for each person and will depend on the personal data the person entered.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a bad credit score. Payday loan approvals depend very much on other aspects. They will look at your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Owatonna, Minnesota

Frandsen Bank & Trust

560 3rd Ave SE, Pine City, MN 55063, USA

+1 (320) 629-2561

www.frandsenbank.com

City & County Employees Federal Credit Union

1719 W Main St, Albert Lea, MN 56007, USA

+1 (507) 373-7200

alcitycountycu.org

Grand Rapids State Bank

523 NW 1st Ave, Grand Rapids, MN 55744, USA

+1 (218) 326-9414

www.grsb.bank

F&M Bank Minnesota

412 Main St N, Renville, MN 56284, USA

+1 (320) 329-8301

www.fmbankminnesota.com

Royal Credit Union - Edina

4450 W 76th St, Edina, MN 55435, USA

+1 (800) 341-9911

rcu.org

SPIRE Credit Union - Saint Cloud

600 25th Ave S #101, St Cloud, MN 56301, USA

+1 (651) 215-3500

myspire.com

Al's Check Cashing (Blaine)

1434 93rd Ln NE, Blaine, MN 55449, USA

+1 (763) 785-2274

www.alscheckcashing.com

American Bank of the North

8401 Unity Dr, Virginia, MN 55792, USA

+1 (218) 741-0816

www.ambnk.com

Bremer Bank

8800 MN-7, St Louis Park, MN 55426, USA

+1 (952) 935-5145

www.bremer.com

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