Welcome to Our Online Loan Referral Service

3.4 15 reviews

900 Main St S, Pine City, MN 55063, USA
+1 (651) 215-3500
www.myspire.com
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM

Domain Info

Created Date

2011-10-22

Mailing Address

Minnesota, United States

Company Name

SPIRE Credit Union

SPIRE Credit Union

Contact Data

Feedback about SPIRE Credit Union - Pine City?

Here you see the feedback of our clients.

Great Service awesome tellers

Nona Hirthe V

Great customer service.

Afton Schaefer

It's very obvious they really don't like borrowing money!

Nelle VonRueden

Pay Attention

Above-defined info offers the details about a certain lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Pine City, New York

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Pine City, ny. They are issued at individual interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.

APR

25% small loan cap

How will SPIRE Credit Union - Pine City help issue a loan in Pine City, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Pine City, ny will estimate other aspects like solvency and approve a loan. This is a way to improve your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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Edward Jones - Financial Advisor: Kyle T Hoggarth, AAMS®

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Genisys Credit Union

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Old National Bank

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+1 (320) 301-4000

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Frandsen Bank & Trust

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U.S. Bank ATM - Forest Lake

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+1 (800) 872-2657

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Frandsen Bank & Trust ATM

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US Bank

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