Welcome to Our Online Loan Referral Service

3.4 9 reviews

155 1st Ave SW, Rochester, MN 55902, USA
+1 (507) 285-7900
locations.usbank.com

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you read the reviews of our customers.

Love this place an the staff tht works at this branch

Ona Ward

Had a very bad experience with Sasi Ramana.

Liliana Gleason

I continue to love there service :)

Delta Kuhn

Pay Attention

Above-specified info offers the details about a exact lending company. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Rochester, New York

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Rochester, ny. They are taken out at individual interest rates. They depend on customer's data. It is also important to pay off as much payday loans as possible.

APR

25% small loan cap

How will U.S. Bank Branch help issue a payday loan in Rochester, New York?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Rochester, ny will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Rochester, Minnesota

Frandsen Bank & Trust

200 Creek Ln N, Jordan, MN 55352, USA

+1 (952) 492-2244

www.frandsenbank.com

Highland Bank

2100 Ford Pkwy, St Paul, MN 55116, USA

+1 (952) 858-4888

highland.bank

American Bank of the North

221 North Main St, Biwabik, MN 55708, USA

+1 (218) 865-6345

www.ambnk.com

Minnco Credit Union

38807 9th Ave, North Branch, MN 55056, USA

+1 (651) 674-0872

www.minnco.com

State Bank of Danvers

1 Bank Plz, Danvers, MN 56231, USA

+1 (320) 567-2111

www.sbdanvers.com

U.S. Bank Branch

301 Main St S, Austin, MN 55912, USA

+1 (507) 433-0235

locations.usbank.com

Deer River Co-Op Credit Union

51 2nd St SE, Deer River, MN 56636, USA

+1 (218) 246-8777

www.drccu.com

Edward Jones - Financial Advisor: Neil P Greenwaldt

21308 John Milless Dr Ste 205, Rogers, MN 55374, USA

+1 (763) 432-6821

www.edwardjones.com

Wings Financial Credit Union

574 Prairie Center Dr, Eden Prairie, MN 55344, USA

+1 (952) 997-8000

www.wingsfinancial.com

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