What people think about Affinity Plus Federal Credit Union?
Below you see some of the reviews of our clients.
Only thing they need now is another location in Rochester!
Jamey Ruecker
I have waited 10-15 minutes still with no one answering.
Lina Kohler
Very easy to work with also.
Mossie Stoltenberg
The staff is genuine and we appreciate them.
Tyshawn Sawayn
She is very knowledgeable, helpful, and her rates are very reasonable!
Prof. Dameon Collier
Well trained staff, and excellent response times!
Casimir Maggio
I would give no stars if it would allow me to post.
Chanel Kuphal
Very unprofessional!!!!!
Zane Homenick
Important
The previous three items describe a precise financial institution. But below you can read common details about payday loans.
Payday Loans in Rochester, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Cash advance loans may become an easy and fast solution to a short-term problem in Rochester, New York. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few things.
APR
25% small loan cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit rating an increased opportunity to get approved for payday loans. A payday loan may be the only financial product available for some consumers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay back your loan commitments on time.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Rochester, Minnesota
U.S. Bank-Chuck Ripka-Mortgage Loan Officer
19695 Holt St NW, Elk River, MN 55330, USA
+1 (763) 441-7907
mortgage.usbank.com
Gate City Bank (in Coborn's)
110 1st St S, Sauk Rapids, MN 56379, USA
+1 (320) 227-1346
www.gatecity.bank
Midwest Bank Detroit Lakes
1583 US-10, Detroit Lakes, MN 56501, USA
+1 (218) 847-9700
www.midwestbank.net
Minnesota First
1932 Viking Dr NW #2460, Rochester, MN 55901, USA
+1 (507) 289-0411
secure.mnfirst.com
Edward Jones - Financial Advisor: Gene Wipf
19230 Evans St NW Suite 205, Elk River, MN 55330, USA
+1 (763) 441-0800
www.edwardjones.com
