Welcome to Our Online Loan Referral Service

4.1 20 reviews

3482 55th St NW, Rochester, MN 55901, USA
+1 (800) 322-7228
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed

What people think about Affinity Plus Federal Credit Union?

Below you see some of the reviews of our clients.

Only thing they need now is another location in Rochester!

Jamey Ruecker

I have waited 10-15 minutes still with no one answering.

Lina Kohler

Very easy to work with also.

Mossie Stoltenberg

The staff is genuine and we appreciate them.

Tyshawn Sawayn

She is very knowledgeable, helpful, and her rates are very reasonable!

Prof. Dameon Collier

Well trained staff, and excellent response times!

Casimir Maggio

I would give no stars if it would allow me to post.

Chanel Kuphal

Very unprofessional!!!!!

Zane Homenick

Important

The previous three items describe a precise financial institution. But below you can read common details about payday loans.

Payday Loans in Rochester, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Cash advance loans may become an easy and fast solution to a short-term problem in Rochester, New York. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few things.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit rating an increased opportunity to get approved for payday loans. A payday loan may be the only financial product available for some consumers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay back your loan commitments on time.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Rochester, Minnesota

Mid Minnesota Federal Credit Union – Baxter

13283 Isle Dr, Baxter, MN 56425, USA

+1 (218) 829-0371

www.mmfcu.org

Payday America

789 53rd Ave NE Ste B, Fridley, MN 55421, USA

+1 (763) 571-1962

paydayamerica.com

American National Bank of MN

727 Western Avenue North, Fergus Falls, MN 56537, USA

+1 (218) 739-3221

www.anbmn.com

Lake Area Bank

5795 Minnesota Ave N, Stillwater, MN 55082, USA

+1 (651) 430-9500

www.lakeareabank.com

Du Bois Bank Shares Inc

423 Main St S, Sauk Centre, MN 56378, USA

+1 (320) 352-5771

Principal Financial Group

55 Downtown Plaza, Fairmont, MN 56031, USA

+1 (507) 235-7568

www.principal.com

F & M Community Bank

229 Main St N, Chatfield, MN 55923, USA

+1 (507) 867-1605

www.fmcommunity.com

Security Savings Bank

310 W Gabrielson Rd, Luverne, MN 56156, USA

+1 (507) 449-6000

bankwithssb.com

First Western Bank & Trust

3313 MN-29, Alexandria, MN 56308, USA

+1 (320) 763-7700

www.firstwestern.bank

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