Welcome to Our Online Loan Referral Service

4.1 20 reviews

3482 55th St NW, Rochester, MN 55901, USA
+1 (800) 322-7228
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed

What people think about Affinity Plus Federal Credit Union?

Below you see some of the reviews of our clients.

Only thing they need now is another location in Rochester!

Jamey Ruecker

I have waited 10-15 minutes still with no one answering.

Lina Kohler

Very easy to work with also.

Mossie Stoltenberg

The staff is genuine and we appreciate them.

Tyshawn Sawayn

She is very knowledgeable, helpful, and her rates are very reasonable!

Prof. Dameon Collier

Well trained staff, and excellent response times!

Casimir Maggio

I would give no stars if it would allow me to post.

Chanel Kuphal

Very unprofessional!!!!!

Zane Homenick

Important

The previous three items describe a precise financial institution. But below you can read common details about payday loans.

Payday Loans in Rochester, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Cash advance loans may become an easy and fast solution to a short-term problem in Rochester, New York. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few things.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit rating an increased opportunity to get approved for payday loans. A payday loan may be the only financial product available for some consumers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay back your loan commitments on time.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Rochester, Minnesota

Edward Jones - Financial Advisor: Joshua B Campbell

350 St Croix Trail S, Lakeland, MN 55043, USA

+1 (651) 505-9951

www.edwardjones.com

Northern Communities Credit Union

1004 Woodland Ave, Duluth, MN 55812, USA

+1 (218) 279-3200

www.nccyou.com

Edward Jones - Financial Advisor: James A Stubkjaer

1317 SE Broadway Ave Suite A, Albert Lea, MN 56007, USA

+1 (507) 373-2313

www.edwardjones.com

Old National Bank

101 S 1st St, Montevideo, MN 56265, USA

+1 (320) 301-4000

www.oldnational.com

Frandsen Bank & Trust

341 4th Ave N, Foley, MN 56329, USA

+1 (320) 968-6293

Northpoint Commercial Credit, LLC

6465 Wayzata Blvd #760, St Louis Park, MN 55426, USA

+1 (877) 227-6842

www.northpointcredit.com

Bremer Bank

113 E Front St, Brandon, MN 56315, USA

+1 (320) 834-2249

www.bremer.com

Affinity Plus Federal Credit Union

1820 Maple Grove Rd, Duluth, MN 55811, USA

+1 (800) 322-7228

www.affinityplus.org

Peoples State Bank

155 Main St E, Elgin, MN 55932, USA

+1 (507) 876-2221

www.peoplesstatebank.com

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