Welcome to Our Online Loan Referral Service

4.2 41 reviews

3030 1st St S, St Cloud, MN 56301, USA
+1 (320) 252-2634
www.stcloudfcu.coop
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about St. Cloud Financial Credit Union?

Below you read some of the reviews of our customers.

Love the people and the service.

Katharina Dach

I have excellent credit and always have, but staff treated me like I am trash.

Davin Hayes

They also offer very competitive rates and most of the services that I need.

Morris Barrows

Important

Now you can read general characteristics of payday loans.

Payday Loans in Saint Cloud, Florida

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Saint Cloud, Florida. The entire process is stress-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can often be an obstacle to taking out a bank loan. A payday loan can rescue individuals who have low credit scores or have no credit score. But we recommend you that as with any debt you should only dare applying for a cash advance if you are convinced that you can make payments in good time.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Saint Cloud, Minnesota

Lake Elmo Bank

1937 Greeley St S, Stillwater, MN 55082, USA

+1 (651) 439-7680

www.lakeelmobank.com

Cars-N-Credit

1111 Madison Ave, Mankato, MN 56001, USA

+1 (507) 385-1885

www.cars-n-credit.com

OneMain Financial

1151 Ryan's Rd #108, Worthington, MN 56187, USA

+1 (507) 372-3790

www.onemainfinancial.com

Generational Equity

60 South 6th St, Minneapolis, MN 55402, USA

+1 (952) 232-4053

Central Minnesota Credit Union

35 Broadway E, Little Falls, MN 56345, USA

+1 (888) 330-8482

www.mycmcu.org

U.S. Bank Branch

320 S 6th St, Brainerd, MN 56401, USA

+1 (218) 828-5424

locations.usbank.com

Minnesota National Bank

131 12th St S, Sauk Centre, MN 56378, USA

+1 (320) 352-5211

www.mn-bank.bank

First Bank Blue Earth

306 S Main St, Blue Earth, MN 56013, USA

+1 (507) 526-3241

www.firstbankblueearth.com

Edward Jones - Financial Advisor: Angie Eggum, AAMS®|CRPC®

127 S Broadway Ave, Albert Lea, MN 56007, USA

+1 (507) 373-2000

www.edwardjones.com

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