Welcome to Our Online Loan Referral Service

4.2 41 reviews

3030 1st St S, St Cloud, MN 56301, USA
+1 (320) 252-2634
www.stcloudfcu.coop
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
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What people think about St. Cloud Financial Credit Union?

Below you read some of the reviews of our customers.

Important

Now you can read general characteristics of payday loans.

Payday Loans in Saint Cloud, Florida

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Saint Cloud, Florida. The entire process is stress-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can often be an obstacle to taking out a bank loan. A payday loan can rescue individuals who have low credit scores or have no credit score. But we recommend you that as with any debt you should only dare applying for a cash advance if you are convinced that you can make payments in good time.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Saint Cloud, Minnesota

Rushford State Bank

219 S Mill St, Rushford, MN 55971, USA

+1 (507) 864-7755

www.rushfordstatebank.com

Old National Bank

1570 Concordia Ave Ste 100, St Paul, MN 55104, USA

+1 (612) 486-9760

www.oldnational.com

EZCASHUSA

80 S 8th St Ste 990 #20113, Minneapolis, MN 55402, USA

+1 (612) 540-0540

ezcashusa.com

Edward Jones - Financial Advisor: Chris Hoffman, CFP®|CLU®

340 Belgrade Ave, North Mankato, MN 56003, USA

+1 (507) 388-7786

www.edwardjones.com

First International Bank & Trust

111 4th St NE, Staples, MN 56479, USA

+1 (218) 894-1522

fibt.com

First National Bank of Waseca - Hope Office

9087 SW 37th Ave, Hope, MN 56046, USA

+1 (507) 451-5818

www.fnbwaseca.com

ATM Sterling State Bank

4520 150th St W, Apple Valley, MN 55124, USA

+1 (800) 627-3999

www.sterlingstatebank.com

Farm Bureau Financial Services

1008 Whitewater Ave, St Charles, MN 55972, USA

+1 (507) 932-8760

www.fbfs.com

Odin State Bank

Co Hwy 7, Odin, MN 56160, USA

+1 (507) 736-2691

onlinebanking.odinstatebank.com

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