Domain Info
Created Date
2011-10-22
Mailing Address
Minnesota, United States
Company Name
SPIRE Credit Union
SPIRE Credit Union
Contact Data
What people think about SPIRE Credit Union - Saint Cloud?
Below you see some of the reviews of our customers.
The process was convenient, speedy. No collateral needed. Thank you a lot. Love their 24/7 customer support. No problems. Would use again.
Isaac Harber
I have already applied this lender twice and I was very satisfied with the rates. This is the only day and night lender with reasonable rates in my area.
Lenna Walsh
Yesterday I urgently needed $500 to pay for a bike repair. I filled out an application form via the website of SPIRE Credit Union - Saint Cloud. I entered the basic personal detailed. No phone calls. The necessary loan was approved within a couple of minutes. The money was sent to my bank account the next day. Fantastic service!
Deondre Dare III
I have already applied this website 3 times and I was very satisfied with the rates. This is the only round the clock website with reasonable rates in my area.
Cary Kirlin
Important
Now you can read general characteristics of payday loans.
Payday Loans in Saint Cloud, Florida
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
It is trouble-free and fast to get approved for payday loans in Saint Cloud, Florida. The APR will be set individually for each person and will depend on the personal information the consumer filled in.
APR
304%*
Max Loan
$500 for single payment and $1,000$ for installment loans
Min Term
7 days for single payment and 60 days for installment loans
Max Term
31 days for single payment and 90 days for installment loans
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a bad credit score an increased chance to get accepted for short-term loans. A payday loan may be the only option available for some consumers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your opportunities and repay your loan commitments as agreed in the contract.
To get approved for a cash advance, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and find out the exact cost of the cash advance loan immediately.
APR Calculator
Other Payday Lenders in Saint Cloud, Minnesota
Central Minnesota Credit Union Service Center
1140 Elm St E, St Joseph, MN 56374, USA
+1 (888) 330-8482
www.mycmcu.org
AgStar Financial Services ACA
1700 Giant Dr, Blue Earth, MN 56013, USA
+1 (866) 577-1831
www.agstar.com
Bridgewater Bank
370 Wabasha St N Suite 1500, St Paul, MN 55102, USA
+1 (651) 605-2600
www.bridgewaterbankmn.com
OneMain Financial
2700 39th Ave NE, St Anthony, MN 55421, USA
+1 (612) 789-9225
www.onemainfinancial.com
Premier Banks Andover
1777 Bunker Lake Blvd NW, Andover, MN 55304, USA
+1 (763) 235-9292
www.premierbanks.com
First State Bank-Le Center
239 Main St, Henderson, MN 56044, USA
+1 (507) 248-3740
www.fsblecenter.com
