Welcome to Our Online Loan Referral Service

5 3 reviews

600 25th Ave S #101, St Cloud, MN 56301, USA
+1 (651) 215-3500
myspire.com
Thursday
8AM–4PM
Friday
8AM–4PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM

Domain Info

Created Date

2011-10-22

Mailing Address

Minnesota, United States

Company Name

SPIRE Credit Union

SPIRE Credit Union

Contact Data

What people think about SPIRE Credit Union - Saint Cloud?

Below you see some of the reviews of our customers.

The process was convenient, speedy. No collateral needed. Thank you a lot. Love their 24/7 customer support. No problems. Would use again.

Isaac Harber

I have already applied this lender twice and I was very satisfied with the rates. This is the only day and night lender with reasonable rates in my area.

Lenna Walsh

Yesterday I urgently needed $500 to pay for a bike repair. I filled out an application form via the website of SPIRE Credit Union - Saint Cloud. I entered the basic personal detailed. No phone calls. The necessary loan was approved within a couple of minutes. The money was sent to my bank account the next day. Fantastic service!

Deondre Dare III

I have already applied this website 3 times and I was very satisfied with the rates. This is the only round the clock website with reasonable rates in my area.

Cary Kirlin

Important

Now you can read general characteristics of payday loans.

Payday Loans in Saint Cloud, Florida

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is trouble-free and fast to get approved for payday loans in Saint Cloud, Florida. The APR will be set individually for each person and will depend on the personal information the consumer filled in.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a bad credit score an increased chance to get accepted for short-term loans. A payday loan may be the only option available for some consumers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your opportunities and repay your loan commitments as agreed in the contract.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the exact cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Saint Cloud, Minnesota

Great Southern Bank

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+1 (952) 435-6700

locations.greatsouthernbank.com

James Robert Schaaf - Ameriprise Financial Services, LLC

525 Legion Dr Ste 4, Montevideo, MN 56265, USA

+1 (320) 269-9100

www.ameripriseadvisors.com

Heritage Bank NA

310 1st St S, Willmar, MN 56201, USA

+1 (320) 235-5720

www.heritagebankna.com

U.S. Bank-Peter Woodward-Mortgage Loan Officer

320 W Broadway Ave, Forest Lake, MN 55025, USA

+1 (651) 982-2272

mortgage.usbank.com

National Bank of Commerce

2521 1st Ave, Hibbing, MN 55746, USA

+1 (218) 263-4642

nbcbanking.com

Minnesota Housing Finance Agency

400 Wabasha St N UNIT 400, St Paul, MN 55102, USA

+1 (651) 296-7608

www.mnhousing.gov

Great Western Bank

1418 E College Dr, Marshall, MN 56258, USA

+1 (507) 532-3056

www.greatwesternbank.com

Genisys Credit Union

1490 County B Rd W b, Roseville, MN 55113, USA

+1 (651) 633-8443

www.genisyscu.org

Edward Jones - Financial Advisor: Jerry Wenner, CFP®|CLU®|AAMS®

308 5th Ave S Ste 210, Cold Spring, MN 56320, USA

+1 (320) 685-8025

www.edwardjones.com

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