Welcome to Our Online Loan Referral Service

3.4 19 reviews

1015 W St Germain St, St Cloud, MN 56301, USA
+1 (320) 251-7110
locations.usbank.com
Thursday
12:30–3:30PM
Friday
12:30–3:30PM
Saturday
Closed
Sunday
Closed
Monday
12:30–3:30PM
Tuesday
12:30–3:30PM
Wednesday
12:30–3:30PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you see the feedback of our customers.

Everyone has been very nice with great service.

Mr. Darwin Braun DVM

Psychopath employees make up false accusations and lies to seek attention.

Gino Dicki

They do everything possible for their customer.

Miss Carlotta Weissnat III

Pay Attention

Above-specified info offers the details about a certain lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in Saint Cloud, Florida

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Problem-free financial products are considered as payday loans in Saint Cloud, fl. They are issued at individual interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will U.S. Bank Branch help issue a loan in Saint Cloud, Florida?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Payday lenders in Saint Cloud, fl review this circumstance not a hindrence to issue a loan. The recipient of a cash advance should be prepared to objectively assess financial capabilities, take out a loan, pay back the debt on time and not only solve current issues, but enhance the credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Saint Cloud, Minnesota

First National Bank of Moose Lake

20 Hartman Dr, Moose Lake, MN 55767, USA

+1 (218) 485-4441

www.firstmooselake.com

Old National Bank

800 Faxon Rd, Norwood Young America, MN 55368, USA

+1 (952) 467-5001

www.oldnational.com

St Clair State Bank

100 Main St W, St Clair, MN 56080, USA

+1 (507) 245-3636

www.stclairstatebank.com

Deer River Co-Op Credit Union

51 2nd St SE, Deer River, MN 56636, USA

+1 (218) 246-8777

www.drccu.com

American Bank of the North

128 US-53, Cook, MN 55723, USA

+1 (218) 666-0393

www.ambnk.com

First State Bank

117 S Minnesota Ave, Okabena, MN 56161, USA

+1 (507) 853-4421

www.firststatebank.biz

Compeer Financial

Lakeville, MN 55044, USA

www.compeer.com

Pawn America

2550 W Division St, St Cloud, MN 56301, USA

+1 (320) 202-1399

www.pawnamerica.com

BankCherokee

985 Grand Ave, St Paul, MN 55105, USA

+1 (651) 292-9200

www.bankcherokee.com

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