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5 3 reviews
Loan agency in St. Cloud, Minnesota

4170 W Division St, St Cloud, MN 56301, USA

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Mailing Address

181 S RIVER RIDGE CIR, BURNSVILLE, MN, 55337-1627, United States

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What people think about Payday America?

Below you see some of the testimonials of our customers.

Max is amazing and hardworking workwrand much more..

Joany Ernser

Very nice and helpful staff.

Pierre Wilderman

I highly recommend Shayne’s service to anyone looking to buy a new home.

Robyn Collins

Very, very happy with Tony Schardin's help and work on my family's behalf.

Rosario Reinger

We appreciated her assistance sooo much during our home buying process!

Kaleb Harvey

Jarod was extremely helpful and answered all of my questions on a timely manner.

Ms. Naomie Schumm IV

Highly recommend Jarod for self employed professionals.

Juvenal Hills

I would definitely recommend to ALL people who need mortgage services.

Mariano Jerde

They have good prices and very polite

Nina Abbott PhD

This place is trash.

Nelson Nitzsche

Tough doing business here, and I was shopping.

Angeline Strosin

Great food and drinks..great service!

Jordan Crooks

Great staff, clean and beautiful facility, and top notch customer service!

Janet Gutkowski

I was charged more for the same order from morning at a nearby location

Trisha Bins Jr.

They do great work for their community!

Dr. Coleman McKenzie II

I understand why and that's not why I gave the negative review.

Ms. Jaida Zulauf PhD

Sarah was awesome to work with!

Marty Gutmann

Absolutely loved working with Sarah.

Mrs. Tia Powlowski DVM

Great job done on our refinance!

Dr. Jimmy Larson

I HIGHLY recommend this company!

Lisandro Upton

Excellent experience!!

America Fahey

Very smart guy and very professional, yet down to earth.

Ernestina Hilpert III

He’s was soft spoken so I had to ask him several times to repeat the questions.

Elmira Lind

SCAMMING hard working people just trying to get by!!!

Nathen Stamm

Even had time in my schedule to get some shopping done afterwards.

Mrs. Cathrine Kilback

They don't waste your time, and they're just genuinely good people.

Shanelle Thompson DDS

Would not recommend Liberty Tax Service, at least this location.

Adolfo Wilkinson

Makes doing your taxes a pleasant experience.

Darrin Streich

Liberty Tax is honestly the best place we’ve found to do our taxes!

Dr. Ernie Treutel IV

This location needs trained associates to help with customer needs.

Jeremie Fritsch

They are great sweet and kind people

Rosella Yost

Extremely helpful staff.

Norberto Blanda

Great place with very knowledgeable people.

Dr. Olin Jacobson IV

Because I have been a customer since 2007 and have had an awesome experience.

Eugenia Upton PhD

They charge an arm n a leg to do peoples taxes better off doing it ma self smh

Alva Bernhard

The staff is great to very helpful!

Roel O'Hara

Called twice went to voicemail left a message still no call back

Dr. Terry Turcotte

Chase was great to work with when by husband and I purchased our first home.

Rosalinda Shanahan

Chase worked hard to find my family the best loan for our needs.

Velma Shanahan

Chase made our first home buying experience a breeze.

Dr. Laurence Daniel

Crystal is amazing to work with and is so Knowledgeable.

Mr. Domenick Ankunding

Terrible customer service.

Danny Kuvalis Sr.

They never return phone calls.

Jana Russel I

Great people there have gone there for yrs and will continue to go back

Eduardo Goldner

I received an outstanding experience!

Kirstin Towne

Super helpful in organizing and explaining everything to me.

Roberto Witting

Make taxes in the town thanks Nathan you are the best god bless you

Prof. Ismael Tremblay II

Great customer service.

Charity Quigley

I’ll definitely be back next year!

Rigoberto Schimmel

The absolute best people to work with!

Lina Pouros

I replied again, as of today NO RESPONSE.

Miss Mariane Cummerata V

Great customer service!

Maegan Padberg

Inexpensive drinks, good bar food, chicken is really good, very friendly staff.

Mylene Sipes DVM

I work there the people are up beat and nice and treat you like family

Prof. Alexane Rau Jr.

Great place to eat and enjoy your weekend up north.

Mr. Aidan Haag

Eau Claire Energy has the best employees.

Miss Yesenia Senger Sr.

I feel they're charging too much for 2 people living in the home.

Jayme Corkery

So much for a being a loyal customer for over 30 years.

Alicia Frami PhD

Ryan has been able to get us home loans when banks and credit unions wouldn’t.

Kariane Kunde

Great company to work with.

Mr. Camron Vandervort

Ryan guided us in getting the most for our money.

Prof. Ali Waelchi

It was excellent great people

Mrs. Maximillia McDermott DVM

This time they gave me Jim's cell phone number so I called and left a voicemail.

Camille Marvin

Job offers more then any other temp agency

Bessie Kunze

I love the small town family feeling you get when working with the staff

Toni Stanton IV

I walked in and the man at the front desk refused to serve me.

Sterling Boyle

Went through another auto shop in town to get 4 new tires.

Rowena Thompson

Nice group of people you have here..

Vivien Beahan I

It was loud and annoying and EXTREMELY unprofessional.

Beth Borer DVM

Masterson staffing is a great company to work for.

Nyasia Nolan V

I think they also serve a small selection of beer to go with the great food.

Della Cole

Good tacos and taco salads,clean,good staff

Prof. Alysa Heathcote

Great atmosphere delicious food a great place to go alone or with your family

Alva Goodwin

Experiences at this place were great at the beginning of my pregnancy.

Nikko Berge

Whoever was charge staff the night of January 8th should be ashamed

Claude Fisher

Scheduling failed to mention the location, so I missed my initial appointment.

Reid Hirthe

Solid liquor selection, best produce selection and decent prices for the area

Mrs. Cleora Homenick PhD

Good variety of gluten free foods fruits and veg reasonable prices.

Abby Jenkins

Good place for shopping for groceries, employees and other staff are friendly.

Kylee Tromp

Great service, great food, fun staff, prices not bad.

Mertie Abshire

Burgers weren't cooked as ordered , and the hot beef was just a hamburger patty?

Favian Gerlach DDS

Had steak and eggs for breakfast and boyfriend had biscuits and gravy!

Dr. Hattie Senger

I very much love the food and customer service, excellent area next to my home.

Johnathon Powlowski

New family meal with chicken tenders, fries, and dilly bars was great

Ramona Weimann

Western BBQ cheese burger was incredible perfect with the bacon,onion rings.

Americo Reinger DVM

Cool new self service stations... and they bring the food to your table.

Ursula Christiansen

Service was very quick (I ordered at the kiosk) fries were hot and fresh.

Ms. Kathryn Botsford DDS

My Chihauhau is totally hooked on the soft-serve ice cream cones.

Muriel Stehr

Superb actors and set design in this intimate theatre setting!

Mr. Lawson Walsh IV

We went here for Friday night improv night and laughed the entire time.

Amos Gleichner IV

Powerful show, intimate setting and welcoming staff.

Thaddeus Bailey

Very good customer service and staff and service !

Joaquin Lind

Great Cars and Great Service hands down.

Miss Aracely Cremin V

The only thing I could say is very fishy about this place is the manager Joel.

Alexandrine Towne Jr.

Friendly and very thorough!

Turner O'Connell

200 bucks to walk in rude service.

Korey Paucek PhD

They have great service and great quality for thier customer service

Mr. Emilio Rowe

Location is very clean and modern, plenty of interior seating and room.

Mr. Ceasar Hettinger Sr.

Very kind staff, fast service, and everyone was in the holiday spirit.

Shakira Corkery

All of the employees have wonderful customer service!

Ansley Hegmann I

Line took forever, hot chocolate was not very good.

Ted Streich

Very friendly and closer to home.

Yvonne Konopelski

A very friendly and good place to work cutting edge technology on liquid

Prof. Prince Kertzmann

If you wanna be treated like crap and pushed out this is the place to work.

Miss Elissa Stark

I have never felt at home like this, and never had a company that cared so much.

Mr. Jabari Leffler V

Great service, very nice location and delicious drinks.

Joel Kertzmann

This morning 3/22 the attendant at the window was NOT wearing gloves!

Dr. Ward Kozey

Great staff, teamwork and extremely knowledgeable and proficient.

Nannie Deckow

Great service, good repair work and a reasonable price.

Ms. Marcia Rutherford DDS

Cool place to go while you wait for your vehicle.

Ms. Ena Cronin DDS

The guys always take good care of my vehicles and do excellent work.

Maci Steuber

Service my fuel oil needs and corn bulk delivery for our corn burner...

Dallas Casper

Very pleasant people help me fill up my propane tank

Shaun Mueller

Very knowledgeable and friendly employees

Meaghan Hessel

Friendly knowledgable service...

Mrs. Carolanne Hansen IV

Had great experience with them and moving a house onto my property.

Meredith Braun

Great bunch of guys and excellent work

Sibyl Toy

I love this place and the people are very kind

Aiyana Strosin

Highly recommend stopping in and sitting at the table for a quick bite!!

Mrs. Rosemary Kling DVM

Had wonderful breakfast specials for little money.

Sadye Dach

He diagnosed the problem in under an hour.

Madison Lubowitz II

It will be our “go to” place when in lake country from now on!

Prof. Milan Leuschke

Friendly staff, excellent meats, good prices!

Edythe Wintheiser

They offer great products and I highly recommend working with them

Vergie Ferry

Very professional meat processing facility

Luciano O'Connell

Quality product for a reasonable price.

Urban Halvorson

Reasonable prices and family friendly!

Dr. Arthur Ankunding

Helpful and thoughtful people.

Laverne Lueilwitz

Courteous service and no waiting time.

Mr. Neil Torp

Very happy with my visit and outcome of my first treatment.

Miss Cortney Walker

The really treat people nice.

Dr. Jacynthe Weber IV

My grandmother was well taken care of here!

Ms. Stacy Considine V

ATM Machine available to drivers, it's in the break room up stairs.

Chris Donnelly

Nice that you can check in by phone and stay at truck stop or rest area

Mrs. Margaret Bergstrom II

Gr8 place to make lots of money

Prof. Zachariah Krajcik

Quiet with many books to choose from and the staff is more then happy to help

Oswald West

A great selection of children's fiction and non fiction.

Pattie Jacobs

Great selection of books and DVDs.

Ramon Carroll

Great variety of products, hard workers and friendly staff.

Damion Schuppe IV

Lots of stock stacked up in aisles, empty shelves, long wait time at check out.

Zelma Torp Jr.

The selection is pretty good and the pricing is the best in town.

Fritz Konopelski

Good selection of food and tasty food friendly staff

Candace Koch

Service was good for Friday night and the prices were great.

Jimmy Russel

Good place to eat they have a variety of foods something for everybody

Akeem Kozey

Those fried donuts with cream cheese are the best donut I have ever tasted!!!!!!

Tremaine Collier

Friendly staff, with a wide selection of products.

Dorris Dickinson

Great delli and fully stocked shelves unlike Walmart

Ms. Anabel Brekke V

Good service with more staff than customers.

Dr. Leonard Harris DDS

Absolutely love the owners and the employees here!

Prof. Darien Rosenbaum

Great experience, staff went above and beyond!

Shany Bernhard

Great place for delivering products, nice clean bathrooms.

Lauretta Wisoky

Loads are never on time and security are the rudest people.

David Schneider

I can't eat breakfast this morning the stench is so think.

Prof. Noble Oberbrunner Jr.


The previous three items describe a definite lender. But below you can read general details about payday loans.

Payday Loans in Saint Cloud, Florida

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Saint Cloud, Florida is are simple to access. The interest rate is individual for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.



Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Why people apply for payday loans?


Car expenses








Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to clients with a poor credit rating. Payday loan approvals depend very much on other aspects. They will look at your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No ability to get a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to learn the real cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Saint Cloud, Minnesota

TCF Bank

5850 Neal Ave N, Oak Park Heights, MN 55082, USA

+1 (800) 823-2265


Stearns Bank N.A. - St. Cloud

4191 2nd St S, St Cloud, MN 56301, USA

+1 (320) 253-6607


Members Cooperative Credit Union

1299 MN-33 S, Cloquet, MN 55720, USA

+1 (218) 879-3304


TruStone Financial Credit Union

2535 27th Ave S, Minneapolis, MN 55406, USA

+1 (800) 862-1998


Bay Equity Home Loans

101 Broadway St W, Osseo, MN 55369, USA


Edward Jones - Financial Advisor: Cindy A Wendinger

1106 S Broadway St, New Ulm, MN 56073, USA

+1 (507) 359-5681


U.S. Bank Branch

320 W Broadway Ave, Forest Lake, MN 55025, USA

+1 (651) 982-2280


Ashland Credit Union

8711 E Point Douglas Rd S, Cottage Grove, MN 55016, USA

+1 (651) 256-0820


Thrivent Financial

2835 W St Germain St #550, St Cloud, MN 56301, USA

+1 (320) 259-9427