Welcome to Our Online Loan Referral Service

3.8 218 reviews

628 Roosevelt Rd, St Cloud, MN 56301, USA
+1 (800) 972-0825

Domain Info

Created Date


Mailing Address

3051 2ND ST S STE 200, SAINT CLOUD, MN, 56301-3201, United States

Company Name

Preferred Credit, Inc.

Preferred Credit, Inc.

Contact Data




Feedback about Preferred Credit Inc?

Here you see the feedback of our customers.

Happy to pay off debt but a great company to work with!

Cristal Turner

Very bad costumer service Very RUDE people there.

Brandon Mohr

The sales person was pushy, dogmatic, and unprofessional

Tad Nitzsche

Gave me options and executed.

Gene Haley

… since it is a holiday they are saying it is late. BS. I have paid it on the weekend and this has not happened. And I tried calling, lines busy, so they are working. This …

Margot Haley Jr.

Happy to pay off debt but a great company to work with!

Abigale Weber

Very bad costumer service Very RUDE people there.

Katrina Reichert

Good service, only drawback is they didn't send me a copy of the completion of my initial loan.

Gilda Maggio DDS

Awesome service and support from Richard and his staff at Supreme Lending!!!!

Mr. Ambrose Gorczany

He listened to us and gave us options according to our situation.

Shanelle Welch

He always responded very quickly.

Carmella Kessler

The place is just a mess and a Disaster. >:(

Ansel Zemlak PhD

Absolutely the worst experience possible.

Molly Halvorson

Pay Attention

Lenders are shown in the first three points. Below info shows common information about payday loans.

Payday Loans in Saint Cloud, Florida

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Hassle-free financial products are known as payday loans in Saint Cloud, fl. They are issued at individual interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.



Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Preferred Credit Inc help issue a loan in Saint Cloud, Florida?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to consider the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Saint Cloud, fl will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

APR Calculator

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