Welcome to Our Online Loan Referral Service

3 6 reviews

4140 Thielman Ln, St Cloud, MN 56301, USA
+1 (320) 654-9979
www.stearnsbank.com
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM

Domain Info

Created Date

2005-06-19

Mailing Address

4191 2ND ST S, SAINT CLOUD, MN, 56301-3761, United States

Company Name

Stearns Bank National Association

Stearns Bank National Association

Contact Data

[email protected]

+1.3202536607

+1.3202533051

Feedback about Stearns Bank?

Here you grapple with the feedback of our clients.

I've been a JH customer for 6 years, 5 of them at this location.

Amos Schmeler

The serve I received was excellent.

Eula Littel

Been doing my taxes for 7 years great people.

Daniella Ryan III

I recommend her service to anyone wishing to purchase a home.

Dr. Shanna Hyatt

They serve Freddie mac and Fanny may that have both honored deferments.

Fern Rau

I highly recommend you run from this mortgage company!

Dr. Orrin Lindgren

… on preapproved credit. The loan terms were high but better than a payday loan I inderstood the terms so I accepted the loan and cashed the check. I get a welcome …

Alfredo Hettinger

Customer pay 60 grand for a piece of junk due to insane interest rate.

Adolph Mertz

I pay a whole lot of money to them and I expect service.

Mrs. Brandi Gusikowski Sr.

Sean and Lauren are amazing. They always work with me on loans and buying merchandise as well!!! These guys are great.

Samson O'Connell

Gotten loans here before and were great to work with and got really good prices on my things also have really good selection of stuff in stock.

Prof. Sabrina Rohan DVM

Love this place the staff is great to work with.... definitely recommend them

Ford Flatley

Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Saint Cloud, Florida

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Saint Cloud, Florida is taken out simply and fast. The interest rate is defined depending on the category of the customer: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Stearns Bank help take out a payday loan in Saint Cloud, Florida?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Saint Cloud, fl review this circumstance not an obstacle to issue a loan. The client of a loan should be prepared to objectively estimate financial abilities, issue a loan, pay off the debt on time and not only handle current difficulties, but improve the credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Saint Cloud, Minnesota

U.S. Bank Branch

800 W 78th St, Chanhassen, MN 55317, USA

+1 (952) 474-8990

locations.usbank.com

Citizens State Bank of Waverly

609 Pacific Ave, Waverly, MN 55390, USA

+1 (763) 658-4417

secure.bankwaverly.com

Direct Loan America

7055 Turner Rd, Maple Plain, MN 55359, USA

+1 (763) 479-7117

State Bank of Hamburg

591 Park Ave, Hamburg, MN 55339, USA

+1 (952) 467-2992

Ideal Credit Union

2401 McKnight Rd N, St Paul, MN 55109, USA

+1 (651) 770-7000

www.idealcu.com

American Federal Bank

157 2nd St S, Hallock, MN 56728, USA

+1 (218) 843-3656

www.americanfederalbank.com

Northwoods Bank Express Branch

311 Park Ave S, Park Rapids, MN 56470, USA

+1 (218) 732-7221

www.northwoodsbank.com

Hampton Ridge Financial

1650 W College Dr #104, Marshall, MN 56258, USA

+1 (866) 815-4448

hamptonridgefinancial.com

Edward Jones - Financial Advisor: Julie A Leichtnam

156 Pembroke Ave, Wabasha, MN 55981, USA

+1 (651) 565-3477

www.edwardjones.com

Top