Welcome to Our Online Loan Referral Service

3.5 2 reviews

113 Waite Ave S, St Cloud, MN 56301, USA
+1 (320) 227-1352
gatecity.bank
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Gate City Bank (in Cash Wise)?

Here you read the reviews of our customers.

I've been a JH customer for 6 years, 5 of them at this location.

Reta Dickens

The serve I received was excellent.

Emmanuelle Feeney

Been doing my taxes for 7 years great people.

Verdie Wilderman

A best starter place for low budget shopping to set up your new job.

Prof. Zakary Mills Jr.

Assessable, quality, friendly staff an lots to look through

Justyn West

Great prices and selection.

Alene Berge

Amazing prices, amazing selection, amazing staff.

Emmanuelle Feest

Awsome great service very helpful beautyfull store

Brielle Ratke

Awesome because of the place and the employees.

Zola Reichert

Great prices, great selection, items passed down from Target and well organized.

Valentin Lesch

Clean new store, good location, plenty of parking spots.

Mr. Elmore Frami IV

Helping people helping people and getting some good deals at the same time.

Sigmund D'Amore

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Saint Cloud, Florida

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Saint Cloud, Florida is issued simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates a customer will get.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Gate City Bank (in Cash Wise) help issue a payday loan in Saint Cloud, Florida?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued day and night. The loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Saint Cloud, fl will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

APR Calculator

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Old National Bank

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Central Minnesota Credit Union

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