Welcome to Our Online Loan Referral Service

4.3 3 reviews

202 1st Ave S, St James, MN 56081, USA
+1 (507) 375-3376
www.fnbstjames.com
Thursday
8AM–5:30PM
Friday
8AM–5:30PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM

Domain Info

Created Date

2005-02-09

Mailing Address

KY, United States

Company Name

Computer Services, Inc.

Computer Services, Inc.

Contact Data

Feedback about First National Bank?

Here you get acquainted with the reviews of our customers.

I tried to borrow money from First National Bank. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Jonatan Goyette

I issued a loan from First National Bank 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller loan.

Prof. Jessica Mills

Pay Attention

Further there will be given the details about not a certain lending company. The information below will define common information about payday loans and its specific elements.

Payday Loans in Saint James, New York

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Problem-free financial products are considered as payday loans in Saint James, ny. They are taken out at individual interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

25% small loan cap

How will First National Bank help issue a payday loan in Saint James, New York?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor processed by financial institutions is known as bad credit history. But this hindrence is not implied as the only one by microfinance organizations to take out a cash advance. The lender review many aspects such as financial capabilities to approve the application. Cash advance in Saint James, New York may help level up your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Saint James, Minnesota

Edward Jones - Financial Advisor: Chris Hoffman, CFP®|CLU®

340 Belgrade Ave, North Mankato, MN 56003, USA

+1 (507) 388-7786

www.edwardjones.com

U.S. Bank ATM

401 Fire Monument Rd, Hinckley, MN 55037, USA

+1 (800) 872-2657

locations.usbank.com

Mayo Employees Federal Credit Union

155 1st Ave SW, Rochester, MN 55902, USA

+1 (800) 535-2129

www.mayocreditunion.org

Walmart Money Center

815 Johnson Ave SW, Pine City, MN 55063, USA

www.walmart.com

Citizens State Bank

402 N Main St, Mantorville, MN 55955, USA

+1 (507) 635-2481

www.csbankmn.com

First Bank & Trust, Edina

3316 W 66th St, Edina, MN 55435, USA

+1 (952) 831-8253

www.bankeasy.com

Bremer Bank

225 Lafayette St, Winona, MN 55987, USA

+1 (507) 452-5202

www.bremer.com

Highland Bank

1700 Plymouth Rd suite a, Minnetonka, MN 55305, USA

+1 (952) 858-4888

www.highland.bank

First National Bank Minnesota

209 Main Ave, Gaylord, MN 55334, USA

+1 (507) 237-5521

www.fnbmn.bank

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