Welcome to Our Online Loan Referral Service

4.2 5 reviews

1691 Cope Ave E, Maplewood, MN 55109, USA
+1 (651) 747-1500
www.smwfcu.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
10AM–5PM

Domain Info

Created Date

1999-07-01

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, MN, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about SMW Federal Credit Union?

Here you grapple with the reviews of our clients.

Great customer service!

Miss Genesis Beatty Sr.

I didnt think different county had different money??

Mr. Uriah Shanahan

Great people, Great advice.

Prof. Torey McCullough

Set up an appointment and no one was there...wasted a morning

Prof. Ellsworth Koch DVM

The SCORE consultants were very helpful and gave great advice.

Watson Shields

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes readers get acquainted shared information about payday loans.

Payday Loans in Saint Paul, Virginia

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Saint Paul, Virginia is issued easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more favorable rates a customer will recieve.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will SMW Federal Credit Union help issue a payday loan in Saint Paul, Virginia?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to review the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Saint Paul, Virginia. They estmate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to use the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Saint Paul, Minnesota

Brainerd Savings & Loan

524 S 6th St, Brainerd, MN 56401, USA

+1 (218) 829-5183

www.brainerdsavings.com

Frandsen Bank & Trust

165 Main St, Clinton, MN 56225, USA

+1 (320) 325-5401

www.frandsenbank.com

Edward Jones - Financial Advisor: Greg Lee

1645 Lyndale Ave N Suite 101, Faribault, MN 55021, USA

+1 (507) 334-9936

www.edwardjones.com

Home Federal Savings Bank

715 N Broadway Ave, Spring Valley, MN 55975, USA

+1 (507) 346-9709

www.justcallhome.com

Minnwest Bank

1150 Yankee Doodle Rd, Eagan, MN 55121, USA

+1 (651) 454-0004

www.minnwestbank.com

Firefly Credit Union ATM

17533 Cedar Ave, Farmington, MN 55024, USA

www.fireflycu.org

Bell Bank

5500 Wayzata Blvd Suite 140, Minneapolis, MN 55416, USA

+1 (952) 905-5000

www.bell.bank

Bank of the West

201 W James St, Paynesville, MN 56362, USA

+1 (320) 243-3705

www.bankofthewest.com

First Western Bank & Trust

301 Main Ave, Carlos, MN 56319, USA

+1 (320) 852-7591

www.firstwestern.bank

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