Welcome to Our Online Loan Referral Service

3.8 49 reviews

1330 Conway St #200, St Paul, MN 55106, USA
+1 (651) 772-8744
www.stpaulfcu.org
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
8AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM

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Feedback about St. Paul Federal Credit Union?

Here you grapple with the reviews of our customers.

The loan dept is always fantastic to work with & great rates & excellent service

Narciso Pfannerstill

At this point the lack of quality customer service is becoming comical.

May Parker

I love this bank nice people and very helpful staff

Princess Gutmann II

They are always wasted but offer amazing service at 10am today!

Dr. Hazel Rau

When I got home the second time, I realized they stole my battery too!!!!

Dr. Mariane Runolfsson

Amazing customer service, gave me great prices for things I was selling.

Raquel McCullough

In the past, I've dealt with a gal in service with long curly blonde hair.

Dr. Lavina Beatty IV

Allegedly new manager pushing sales of services not needed.

Willie Ziemann

My salesperson, Jo Jo, deserves all the credit for the hassle free experience.

Kailey Rohan

Pay Attention

Lenders are provided in the first three points. Below info defines common information about payday loans.

Payday Loans in Saint Paul, Virginia

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in Saint Paul, Virginia are issued easily. The interest rate is conditional on the borrower's person-related data: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will St. Paul Federal Credit Union help issue a loan in Saint Paul, Virginia?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Saint Paul, Virginia. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Saint Paul, Minnesota

TCF Bank

8690 E Point Douglas Rd S, Cottage Grove, MN 55016, USA

+1 (800) 823-2265

www.tcfbank.com

Frandsen Bank & Trust

560 3rd Ave SE, Pine City, MN 55063, USA

+1 (320) 629-2561

www.frandsenbank.com

Wings Financial Credit Union

1804 7th St W Suite 100, St Paul, MN 55116, USA

+1 (952) 997-8000

www.wingsfinancial.com

Frandsen Bank & Trust

712 MN-33, Cloquet, MN 55720, USA

+1 (218) 879-6000

www.frandsenbank.com

Bremer Bank - Closed

300 S Main St, Starbuck, MN 56381, USA

+1 (800) 908-2265

www.bremer.com

Associated Bank

2655 Campus Dr, Plymouth, MN 55441, USA

+1 (763) 557-0700

www.associatedbank.com

National Bank of Commerce

306 W Superior St, Duluth, MN 55802, USA

+1 (218) 722-3445

nbcbanking.com

Gate City Bank

305 8th St S, Moorhead, MN 56560, USA

+1 (701) 298-2802

www.gatecity.bank

Bremer Bank

701 Atlantic Ave, Morris, MN 56267, USA

+1 (320) 589-1424

www.bremer.com

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