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Feedback about St. Paul Federal Credit Union?
Here you grapple with the reviews of our customers.
The loan dept is always fantastic to work with & great rates & excellent service
Narciso Pfannerstill
At this point the lack of quality customer service is becoming comical.
May Parker
I love this bank nice people and very helpful staff
Princess Gutmann II
They are always wasted but offer amazing service at 10am today!
Dr. Hazel Rau
When I got home the second time, I realized they stole my battery too!!!!
Dr. Mariane Runolfsson
Amazing customer service, gave me great prices for things I was selling.
Raquel McCullough
In the past, I've dealt with a gal in service with long curly blonde hair.
Dr. Lavina Beatty IV
Allegedly new manager pushing sales of services not needed.
Willie Ziemann
My salesperson, Jo Jo, deserves all the credit for the hassle free experience.
Kailey Rohan
Pay Attention
Lenders are provided in the first three points. Below info defines common information about payday loans.
Payday Loans in Saint Paul, Virginia
A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.
Payday loans in Saint Paul, Virginia are issued easily. The interest rate is conditional on the borrower's person-related data: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies guarantee.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
How will St. Paul Federal Credit Union help issue a loan in Saint Paul, Virginia?
- 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the department is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every borrower should fill out the following data:
Then press a Submit button to recieve an offer from one of the lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Saint Paul, Virginia. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit score into a favorable one.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the payday loan.
APR Calculator
Other Payday Lenders in Saint Paul, Minnesota
West Bank
622 Roosevelt Rd Suite 150, St Cloud, MN 56301, USA
+1 (320) 342-2400
www.westbankstrong.com
Edward Jones - Financial Advisor: Jamie Pederson
1750 Tower Blvd Suite 101, Victoria, MN 55386, USA
+1 (952) 361-3094
www.edwardjones.com
Edward Jones - Financial Advisor: Garrett H Ping
3760 Service Dr, Winona, MN 55987, USA
+1 (507) 452-9265
www.edwardjones.com
TCF Equipment Finance
11100 Wayzata Blvd #801, Minnetonka, MN 55305, USA
+1 (800) 442-7811
www.tcfef.com
